I wasn't exactly sure what to title this thread but having just lived through Hurricane Sandy, I was once again struck by how unprepared most people are for even the most basic things. Every time there is a storm approaching, the news is filled with coverage of people rushing to the stores to buy supplies that I think everyone should have on hand all the time. If the forecast calls for snow, Home Depot is swamped with people buying every last shovel in stock. We live in NJ. It snows every year, multiple times. What did all of these people do last year and the year before? We own a few shovels, some of which have been in my family for 20 or more years. I did buy one new one about 5-6 years ago when another one broke, but I didn't wait for the next approaching storm to do so. I went out and replaced it right after it broke so I'd be prepared.
Of course, the supermarkets get overrun with people clearing off the shelves of canned goods, bread, milk, eggs, and toilet paper. Now I realize some of those things are perishable, but could you really not get by for a day or two with no milk? Do you wait until you use your last sheet of toilet paper before you buy more. At any given moment, there are typically a dozen or more rolls in our closet. We buy one of those 36 or 48 roll packs. When it gets down to about 12, we buy more.
For the hurricane, it was flashlights and batteries and bottled water. Don't you have a flashlight or two or three in the house. I bet if we searched around, we could easily find 10-15 flashlights in the house. All work. All have batteries. And the hall closet has a bag with fresh batteries. And we have candles, lighters, matches, etc. As for bottled water, we never buy that. I wouldn't do it normally and I certainly have no need to do it in an emergency. What did we do? We took a few empty half-gallon bottles that we've washed out and saved from juice and we filled those with water. We have a 5-gallon water cooler and made sure that was filled. We filled a couple of picnic thermoses.
I just don't get the mad rush to stock up before a storm when most of what people are buying is things that they should already have at home. And I think it is the same mentality that affects their finances. No emergency fund because they don't think ahead. They don't think they need to prepare for anything. They just figure they'll somehow deal with it when it happens.
Of course, the supermarkets get overrun with people clearing off the shelves of canned goods, bread, milk, eggs, and toilet paper. Now I realize some of those things are perishable, but could you really not get by for a day or two with no milk? Do you wait until you use your last sheet of toilet paper before you buy more. At any given moment, there are typically a dozen or more rolls in our closet. We buy one of those 36 or 48 roll packs. When it gets down to about 12, we buy more.
For the hurricane, it was flashlights and batteries and bottled water. Don't you have a flashlight or two or three in the house. I bet if we searched around, we could easily find 10-15 flashlights in the house. All work. All have batteries. And the hall closet has a bag with fresh batteries. And we have candles, lighters, matches, etc. As for bottled water, we never buy that. I wouldn't do it normally and I certainly have no need to do it in an emergency. What did we do? We took a few empty half-gallon bottles that we've washed out and saved from juice and we filled those with water. We have a 5-gallon water cooler and made sure that was filled. We filled a couple of picnic thermoses.
I just don't get the mad rush to stock up before a storm when most of what people are buying is things that they should already have at home. And I think it is the same mentality that affects their finances. No emergency fund because they don't think ahead. They don't think they need to prepare for anything. They just figure they'll somehow deal with it when it happens.

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