Saving on the Mondane Things

**bjl584** · 10-26-2012, 08:45 AM

I simply save X amount per month for fun stuff.

**siggy_freud** · 10-26-2012, 09:16 AM

The mundane things aren't so mundane in my view. If we're not saving so we can have fun with our money, and make our lives more enjoyable, then what's the point?

I pay down debt so I can have MORE money for those fun things.

**chrisburke21** · 10-27-2012, 03:45 PM

The Mundane

I use envelope budgeting to be able to save money for both the mundane and fun stuff in life. I have to say expenses like a mortgage or rent sound mundane until you are homeless. But I do have to say I watch my "Entertainment" envelope a lot closer then my car insurance one.

**Bryan Cranston** · 10-28-2012, 05:40 PM

I don't think one should exclude the other, but this might mean making a little bit more effort to get a good, more affordable insurance plan, so that say concert tickets would be easier to afford. But I really wouldn't put these in any similar category where spending for one precludes the other.

**Blessed** · 10-29-2012, 04:18 AM

I save money on the more mundane stuff every chance I get so I have $ for the stuff more important to me. I think in a nutshell for me that is the whole reason to live frugally. I can't see any reason besides being unmotivated to check it out to be paying more for things like insurance etc since those are not things that for me are enjoyable expenses. Trips, savings and charity are important to me. Saving on the boring stuff leaves more for the fun stuff

**phantom** · 10-29-2012, 05:07 AM

Whenever I find extra savings on mundane items, it usually just translates into extra savings or a little extra money on the mortgage. Maybe that extra savings will translate into a better overall financial picture which will translate into more money for fun some day. But, I usually don't find myself thinking, "Oh, I saved some money, let me find a way to spend it."

But, I don't classify groceries or living space as mundane. Sure I need a place to live and I need food to eat, but I spend a lot more than the minimum I need to get by on both of those. I tend to enjoy grocery shopping because I'm buying things that will later be delicious meals, and while I do dislike sending mortgage payments, I am paying off a house that I absolutely love living in and had a lot of fun picking out.

Saving on the Mondane Things