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Reason 5,301,827 why you should not buy a house without an EF

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  • #1

    Reason 5,301,827 why you should not buy a house without an EF

    We moved into our new house on Thursday. Saturday our air conditioner went out. $1,200, which would have been more if my FIL wasn't able to install it for us (it's what he does for a living).

    So, lurkers. When people on here talk about not buying a house without a bunch of money put aside for the "oh sh*t" moments? They're speaking truth. Because that on top of the furniture we had to buy and the unexpected overages on construction and the bazillion little things you don't think about like coasters for your new wood table and crap would have had us up you-know-what's creek without a paddle if we didn't have the savings.
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  • #2
    My brother is a lawyer and done TONS of closings for friends & relatives. He always says:

    Houses have nervous breakdowns when they change owners. All (most/many) of the internal components (heat, roof, a/c) and/or major appliances (fridge, washer, dryer) die.

    However, for this to happen in days means their was a BAD inspection report. I wonder if you don't have some recourse (small claims court) against the inspector.

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    • #3
      Originally posted by marvholly View Post
      My brother is a lawyer and done TONS of closings for friends & relatives. He always says:

      Houses have nervous breakdowns when they change owners. All (most/many) of the internal components (heat, roof, a/c) and/or major appliances (fridge, washer, dryer) die.

      However, for this to happen in days means their was a BAD inspection report. I wonder if you don't have some recourse (small claims court) against the inspector.
      I don't think that a central A/C is inspected. Maybe I'm wrong, but I think they stick to furnace and hot water heater, but even those are visual inspections. If something is wrong internally, then a home inspection is not going to reveal that.
      Brian

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      • #4
        I agree that an inspection might not have revealed the problem. Was there a home warranty? That should cover it.
        Steve

        * Despite the high cost of living, it remains very popular.
        * Why should I pay for my daughter's education when she already knows everything?
        * There are no shortcuts to anywhere worth going.

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        • #5
          We bought the house from my mom and did extensive renovations, so there wasn't really an in-depth home inspection done since I knew of most of the problems already and we were replacing damn near everything. Except for the stupid air conditioner.

          In fact, I don't think we did a home inspection at all. Just an appraisal. Probably a bad idea on my part.

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