Life Insurance

[pennywise28]

you usually pay the premium plus interest. I think thats how it works but I could be wrong. I haven't had my ins license for almost 3 years now

[pennywise28]

the cash value goes to the beneficiary.

[elfen lied]

There are a few sources for life insurance that do not ask health questions which would be available to people with HIV. Life insurance provided by an employer as an employee benefit is usually issued without health questions, at least a basic amount.