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Seeing a few other threads around on money and co-habitation, I wanted to kick this off. Incentive programs to save!
For example: For home fixup projects or car jobs (brakes), we get quotes, and then if I/we can do it cheaper, we take the difference and split it three ways, 1/3 for her to spend, 1/3 for me to spend, 1/3 to savings.
Example: Brake job 200$, Me on a saturday trying to figure it out + pads + tools = 100$. Spending spree for me 33$!. Of course, my wife gets a cut because she has to deal with me swearing in the driveway
, and the savings gets a boost too -- everyone wins.
Obviously the pure route is to send it all to savings, and you may adjust your %s accordingly, but we find that the incentive part of it encourages us to seek out things to try.
Your thougts?
For example: For home fixup projects or car jobs (brakes), we get quotes, and then if I/we can do it cheaper, we take the difference and split it three ways, 1/3 for her to spend, 1/3 for me to spend, 1/3 to savings.
Example: Brake job 200$, Me on a saturday trying to figure it out + pads + tools = 100$. Spending spree for me 33$!. Of course, my wife gets a cut because she has to deal with me swearing in the driveway
, and the savings gets a boost too -- everyone wins.Obviously the pure route is to send it all to savings, and you may adjust your %s accordingly, but we find that the incentive part of it encourages us to seek out things to try.
Your thougts?
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