CC not charged?

[BMEPhDinCO]

Hi all,

So I bought lunch with my CC on 9/2/11 and my CC still hasn't been charged - should I contact the company that issued the card? Or the lunch spot? Or just let it go and assume they will catch it eventually (ie, keep it as "spent" in my records)? Or what other option would be best? The charge was for $6.25...

Thanks!

[JoshuaHeckathorn]

I wouldn't waste your time making calls quite yet. Account for it in your own personal records and give it some more time. Most likely it will show up on your credit card statement. If it never does, then it's up to you to decide if you want to follow up with the place you had lunch or not.

[KiwiJo09]

My sister stayed at a hotel last year and it took them 6 months to charge the credit card. You are not alone. She called around but the credit card company had no record of the charge and the hotel had the charge showing when she checked out. Guess it can take some time. I'd just leave it as spent for now and wait it out.

[Gary Barzel]

It could be done the same day or it can take a few days. It really depends on the retailer's processing network.

[disneysteve]

The charge was for $6.25

I wouldn't do anything for a charge that small. Even if the charge suddenly shows up 6 months from now, I would hope that it would be insignificant to you from a budgetary standpoint. The time you would waste chasing this down is worth a lot more to you than $6.25.

[BMEPhDinCO]

Thanks all, I'll just keep it as spent and not worry about it too much! I was just concerned because the place usually only takes 1-3 days to post but as disneysteve said, it's really not a huge budget deal and it's not the first time my numbers haven't matched my CC, as long as I know the money could go away, it's fine.