lending a car to relative

[verntoscano]

I am planning to lend my car to my sister for 2 weeks for her 10 day road trip.

What I wanted to know - Does she have to buy separate insurance? Please note that we stay in different states, she is In AR while I am in IL.

Feedback/advise is appreciated.

[GrimJack]

There should be no problem as long as you keep your insurance company in the loop - they will tell you what you need to know. They might want to run a check on her driving record if she is driving it for any length of time. Generally speaking it is the car you are insuring.

[bjl584]

It may be worth your time to have her name added to your policy to avoid any legal issues or headaches. It's usually free and only takes a few minutes. You sign some paperwork, she signs some paperwork, and that's about it.

[Aleta]

Adding her name is Ok as long as her driving record is good. Otherwise they could charge you more for your insurance. I'm not a big fan of lending cars to relatives. It becomes a habit. 10 days is a long time.

[maat55]

Some insurances allow you to have non-disclosed drivers as long as they are 25 or older. You should check with your company to be sure before allowing them to use it.

[Aleta]

MAAT55; Thanks for the quote. I've been lookimg for it for quite a while now. There is so much truth in it.

[nick__45]

It depends on how close you're to your sister and how well she know about car or be attentive to cars. I let me co-worker drove my car for the last time. He's stupid and shift my auto-trans hard to create a thunk noise/grind when return from D to R. My car needs to shift into N and the foot brake release to take the car out of gear first before shifting to R and then P. Never and again. Some people are just too stupid to know that E-brake is there for use whenever the vehicle is parked and since they never use their E-brake, they never know how to take your car out of E-brake and tear your brake apart. F that.

If your sister knows a little about car and is gentle with cars, I don't see the problem is. But be expected to not ask for damage repair if it happens. If it's a friend, kindly drop him/her at a rental place.