should you put money into 401K with ...

[irmanator]

I am guessing we might make 50K this year if that(with only husband working) and we have one child (our monthly expenses are low, no cc debt) so I dont' know if it is a tax advantage or not to put into 401K no match. Dh is wanting me to decide.

I am sure it will be because I make less than you and it helps my taxes. But if your still not sure I would work the taxes both ways and see.

[nanamom]

We lost our match this year, sigh. We are still contributing to a 401k however we have not started a Roth. I am afraid retirement is not in our future!!

[sawlyeee]

With only one income of around 50k and a young kid, you should be in a fairly low tax bracket. I would max out the Roths and then put any extra into 401k.

Just my 2 cents.