The Saving Advice Forums - A classic personal finance community.

Just Stop

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Just Stop

    My advice to all of you who are stressed about the holidays, Christmas, etc. Just stop. I stopped buying gifts for everyone except for my children. I am no longer going to participate in buying useless junk that nobody needs anyway. The thrill of spending for the sake of spending is long gone. I enjoy buying for my children but I see no need to buy things for my adult sister or other relatives. My sis and I were just mailing each other gift certificates so we figured what is the point?
    Tipping - Sorry, but I don't have the time or energy to run around and tip the mailman, garbage man, etc. It is great to appreciate others and we definately should. But, I find that speaking praise and appreciation is what is meaningful and I can do that all year. If you want to tip, by all means. But, for me, I wanted to cut down on the spending and the craziness.
    Cards - I used to send Christmas cards but no longer. I really dont' see the point. I enjoy getting a card from someone I don't talk to regularly as long as they write a note in it. But getting a generic card with somebody's signature is more like junk mail and I just toss it .
    Cooking/Baking - I keep it simple. Nothing elaborate. We aren't fancy and I have a small family and we simply cannot eat that much food. I could make 14 kinds of cookies but they wouldn't get eaten.
    Decorating - I have a huge tree with tons of ornaments, the lighted holiday village with 20 houses and all the trimmings - in storage. We recently moved so haven't had the chance to pull it out. But, I found that instead of decorating being fun, it had become a chore because there was simply too much. I no longer buy decorations and this year we have a simple pencil tree with lights and a few ornaments.
    Gifts - I used to go waaaayyy overboard in gift buying for the kids. This year, I informed them that there aren't going to be presents stacked to the ceiling. I have succumbed in the past to buying too much useless toys they don't play with. Now that they are a bit older, they want pricey video games and electronics. I will buy them decent things but am not going to waste money buying stocking stuffers just to have stuff to open. This year they will get a couple of video games, a board game and some Legos. That's it.
    Office - Sorry, not buying gifts for the coworkers. I dont' want to be part of "Secret Santa" either. I don't take a stand or act scroogy, I just simply ignore the whole thing. They can have their fun but that doesnt' mean I have to jump on board with all that. In fact, I ignore all of these office type things. Works for me.

    Now, before you think I am a Scrooge, I love the holidays. Last night we popped popcorn and watched "It's a Wonderful Life" for the umpteenth time. We make our fun driving around to look at lights, watching holiday movies, listening to music, etc. And, if you enjoy buying a lot of gifts and baking and decorating to the nines, you should absolutely do so. My point is that you CAN stop the spending if you want to.

  • #2
    absolutely..... I got forced to this year do to job change and actually find it more peaceful.. I bought for the family secret santa (instead of buying for everyone we do it this way ) and the angel tree at church. My kids have opted to wait till January when i get bills caught up.

    Comment


    • #3
      Great points! Definitely do only what brings you joy and doesn't break the bank.
      My other blog is Your Organized Friend.

      Comment


      • #4
        Online shopping has turned my stress over the holidays completely around. I used to spend countless hours shopping in stores, trying to "get ideas". And would also wait until the last minute. Much more relaxed now.

        I do tend to overpend though, which is entirely my fault.

        I was going to have a pre-Christmas party at the house, but after Thanksgiving, I'm a bit worn out. Plan on a New Year's eve cocktail party instead.

        Cschin4: I'd be careful on shunning all the office things - I'd at least make an appearance at the Christmas party
        Last edited by wincrasher; 12-15-2009, 10:16 AM.

        Comment


        • #5
          Cschin4: I'd be careful on shunning all the office things - I'd at least make an appearance at the Christmas party


          Yes, you are right. There are some things you do need to participate in as you don't want to be seen as antisocial. But, i have found that I really don't need to buy everything everyone is selling at work, I don't need to go to Pampered Chef parties or buy their home jewelry, and so forth.

          Comment


          • #6
            I agree completely. My dh and I only buy for each other, and then, only things we really need. I send the granddaughters each a check and I buy for NOONE else!!
            I reuse gift bags and tissue paper every year. I bought a pull up christmas tree with lights already on it and I love it. It sets up in 15 seconds and can be taken down just as fast!

            Comment


            • #7
              I think the point I am making is let's all relax and have fun. Do the things that are fun and you really enjoy and the stuff that makes you crazy can be put aside.

              Comment


              • #8
                Originally posted by cschin4 View Post
                I am no longer going to participate in buying useless junk that nobody needs anyway.
                I heard the results of a study the other day that said that recipients get 20% less enjoyment from gift items as from items they buy themselves. I don't remember exactly how they worded it but the basic point was that a lot of gifts are things that the person didn't really want so while they may appreciate the thought, they don't fully appreciate the actual gift. Add in the hassle of having to return items that aren't to your liking and the satisfaction level drops even farther.

                I think that's part of why gift cards have gotten so much more popular in recent years. Let people pick their own gift at your expense.
                Steve

                * Despite the high cost of living, it remains very popular.
                * Why should I pay for my daughter's education when she already knows everything?
                * There are no shortcuts to anywhere worth going.

                Comment


                • #9
                  Yes, we are all so saturated with stuff that the giving of gifts really isn't what it used to be. And, gag gifts have lost the appeal as well as it used to be funny but now it is like why spend $20 for something to say "isn't that funny" and never touch again.

                  Comment


                  • #10
                    I think that's part of why gift cards have gotten so much more popular in recent years. Let people pick their own gift at your expense.
                    _________________

                    And, if we are all to the point of exchanging gift cards, then it seems silly to me to continue. Why not just hand one another a $20 bill? That is why sis and I stopped.

                    Comment


                    • #11
                      Originally posted by cschin4 View Post
                      And, if we are all to the point of exchanging gift cards, then it seems silly to me to continue. Why not just hand one another a $20 bill? That is why sis and I stopped.
                      I agree with you. I actually hate receiving gift cards. I am more likely to sell them on ebay than I am to actually use them at the intended store. The one exception is restaurant gift cards. Assuming it is for a restaurant that we like, I do like those.

                      What I hate is having a store card and being forced to shop and spend a certain amount. And of course, you actually have to spend more than the amount of the card in order to use the full value. Years ago, you could spend part of the amount and get change back in cash, but they don't do that anymore.

                      What is really silly when you think about it is when people exchange gifts. My wife and I do that with another couple. We give them a $100 restaurant gift card and they give us a $100 restaurant gift card. What exactly does that accomplish?
                      Steve

                      * Despite the high cost of living, it remains very popular.
                      * Why should I pay for my daughter's education when she already knows everything?
                      * There are no shortcuts to anywhere worth going.

                      Comment


                      • #12
                        We give them a $100 restaurant gift card and they give us a $100 restaurant gift card. What exactly does that accomplish?

                        Not a thing. You should do it this year, then bust out laughing and say "hey, this is kind of funny, maybe we should just not do this next year". They will probably concur.

                        Comment


                        • #13
                          Originally posted by cschin4 View Post
                          We give them a $100 restaurant gift card and they give us a $100 restaurant gift card. What exactly does that accomplish?

                          Not a thing. You should do it this year, then bust out laughing and say "hey, this is kind of funny, maybe we should just not do this next year". They will probably concur.
                          It does accomplish something, though. My wife and I are not likely to go out and spend $100 for dinner for no reason. Having the gift card, though, gives us a reason as the money is sitting there with a designated use. It forces us to go out and have a nice meal.
                          Steve

                          * Despite the high cost of living, it remains very popular.
                          * Why should I pay for my daughter's education when she already knows everything?
                          * There are no shortcuts to anywhere worth going.

                          Comment


                          • #14
                            I have no kids and I don't buy gifts. Happy holiday! hehehe

                            Comment


                            • #15
                              Originally posted by disneysteve View Post
                              It does accomplish something, though. My wife and I are not likely to go out and spend $100 for dinner for no reason. Having the gift card, though, gives us a reason as the money is sitting there with a designated use. It forces us to go out and have a nice meal.
                              I agree, that is why I tend to like gift cards. It kind of "forces" you to use it.

                              Comment

                              Working...
                              X