What to do when the money dwindles?....

[GREENBACK]

However, I see the flip side. I see people who working DARN hard for years and years who are not and who will never get ahead no matter how many hours they work or how good their financial plan. And, frankly, at some point you just get burned out and tired of spinning your wheels. I see people being steered into low paying careers and encouraged to go to expensive colleges and thus getting saddled with debt they never recover from and on and on. I see people with some medical issues that are tired and just can't play the game anymore. At some point, I would probably drop out of society, live as frugally as possible so I don't have to work like a dog for the rest of my life and so forth Just my opinion.

Life can deal you a bad hand and this will always be the case. Many folks who refuse to give up have made it out of these circumstances. Many haven't because they see no hope. It's impossible that everyone will have a good job and a perfect future and many won't even if it's provided to them.

The choices people make early in life are somewhat more critical nowadays than in years past. It's a lot easier to sink your future before you're really out of the starting gate.

[cschin4]

It's a lot easier to sink your future before you're really out of the starting gate.

Yes, I see to many young people going to college and taking up majors that are degrees to nowhere while the colleges happily fill their heads full of nonsense and saddle them with a debt load they won't recover from. Sorry, but does everyone really need to have 4 yrs of college?