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Just need some help :(

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  • Just need some help :(

    So you might know me. I have posted a few times on here. I am a student nurse who has been laid off for 4 months. I finally have a job I start in a few days. I lost all my savings and my parents had to help me pay my bills I am 22 and I feel terrible. I know I should be happy I finally have a job after months of interviews and trying really hard to stretch each dollar.. I feel so bad that my parents have had to help me out, they have always helped me out throughout my life, I guess I have had a lot of money troubes I never think before I brought but I had a 5 grand EF which I guess I was proud of. I have the best girlfriend who supportive but I guess I am just over it. I am taking a positive out of this and that is appriciating money a lot more and understanding how important it actually is.. I just hate that I cannot fund myself, I am a 22 year old MAN who should be able to so it myself.. Sorry for wining but just needed to vent

  • #2
    Get up, dust yourself off and go rebuild your EF. Think before every purchase and always spend less than you earn. After doing this a while you will get ahead for good. Good luck.

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    • #3
      You got a job now so you will be able to start to take care of your money wise again. I am sure you will be able to start putting some money away in an efund. Can you pick up extra shift as well.

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      • #4
        I'll be blunt -- Hopefully I don't offend, but I really am trying to help...

        You need to pick yourself up and get over it. You're focusing on how you've failed yourself and those you love by losing your job and having to rely on them while you get back on your feet. Instead, consider how lucky you are to have those people around you who care enough to want to help you during this period. You have people that obviously care a great deal about you--don't devalue that with a "wo-is-me" attitude. I can almost guarantee that your parents and girlfriend have been happy to help get you through this period.

        You've lined up a good job which you're starting shortly. You were responsible enough to actually have an EF before you lost your previous job. I'm 22 as well -- at our age, it's difficult to have saved up a significant cushion of money, because we've only been making a real income for a few years. And in your particular case, having been going through nursing school (I know that's not cheap), it would be even harder.

        Rebuild your emergency fund (and make it bigger than before), repay any debts as necessary, and move on with your life. You can't be so ready to accuse yourself of failure -- you'll start to see failure in every turn, and it'll only destroy you. You need to change your outlook, and I know that people around you are willing to help. Talk to your girlfriend, your family, your friends, and they'll help you to change your outlook on life. In short, it'll be okay, you're doing the right things to overcome this stumbling block, and now you just need to address the problem of your lack of self-confidence.

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