The Saving Advice Forums - A classic personal finance community.

Anyone else a tad bit irritable?

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Anyone else a tad bit irritable?

    Well, on the financial homefront, my balances are slowly going down, and I will have paid off a major loan by the end of this year, and my semi-old car will be paid off by later next year.

    My debt for the month slightly increased, as I had to borrow money from a friend to pay my taxes (sigh, haven't had to pay taxes in so many years---but with 2 jobs, didn't have enough state taxes withheld. Doh!).

    Sticking to the $100 a month for food has not been working so well....i have been shopping at the very cheap markets (the kind where I won't buy meat from them because there are rumors that the meat is expired meat from other, regular or higher priced supermarkets), and bringing my breakfast and lunch to work every day. And yet, I still ended up overspending and am kicking myself in the rear for it. Primarily overspent on things like the random bag of chips, coffee from cafes (but only one the weekends--I drink the super cheap stuff monday thru friday) and pretty much just food stuffs. Sigh. And right now I am still counting out the amount of food I have until payday.

    So yeah, I am a bit irritable right now and miffed at myself.

    I have been aware that for me, shopping is very emotional. Primarily because of the whole poverty thing when I was younger. I would save my money for dinner (we didn't have a kitchen---looooong story there), and go and buy like a .75 cent hotlink, and a .50 bread roll, and make a sandwich, in order to circumvent the $2 dollar plus hotlink sandwich with veggies served at a local deli. I became the master of the $3.50 rice plate, and a treat for me, would be the $1.07 taco bell nachos for lunch in high school.

    I didn't really do any excessive spending this month except for food. My unexpected expenses were an additional $30 bucks for toll!! Sigh. Extra cat food, etc. My frivalous buys were household stuff like a plastic container for food and some tongs. Yeah, not big ticket items by any means.

    I found myself kind of lost at what to do over the weekend because, well, I had a specific amount of money for very specific food items and that was it. My desire to window shop (I can window shop and not buy anything) seemed pointless due to the amount of gas it would use.

    So, all in all, I am feeling a bit irritable because of the money situation. I could get a 2nd job (which looks really, really difficult right now in my area), but am worried about the who overworked and tired aspect as I need to really focus more on my health----my body doesn't recharge as much as it used to when I was younger and worked 2 jobs. And yet part of me wants to be able to rest on the weekend.

    Anyone else find themselves irritable when their money is tight?

    And despite my irritability, I am soooo aware of how blessed I am, and how I just need to hunker down and stick to doing the right thing. I have it good, and eating beans and rice for a week is a luxury for a lot of people, and I shouldn't complain.

  • #2
    You need a hobby. That would occupy your weekend time.

    Something that you could make and sell to people - at a fleamarket, on the street or on ebay.

    $100 a month for food is impossibly low and it sounds like you are struggling to keep to it.

    So find a craft type hobby that you enjoy and can sell the items to make money.

    Comment


    • #3
      Not very artistic minded, and I cannot see people buying my popsicle stick crafts during this economy.

      I am going to focus on organizing my apartment on the weekends, and reading more and going for walks.

      Comment


      • #4
        My daughter and son-in-law like to find golfballs and sell them on the internet. They also buy a 50 dollar bag of change at the bank and put together state collections of quarters and sell them, and take back what they do not use for the cash. We have them mow our lawn once a week for extra money. You can find all kinds of neat little ways to make blow money.

        Comment


        • #5
          What state do you live in? Seriously, I am finding gold prospecting to be a very fun hobby which actually can pay for itself and more if you live in the right area. Good exercise and enjoying nature by hiking in the woods. Minimal start up costs (a $10 plastic pan). Even without a dredge you can find lots of gold mossing and sniping (digging out cracks in bedrock). One couple I know does about 1 ounce a month mossing and sniping in California just on the weekends.

          For me and my state (washington) it hasn't been as productive. For about 40 hours of panning I only have around 1/2 ounce About the same pay as working as a walmart greeter lol.

          Comment


          • #6
            I am going to look into selling some of my books online.

            Comment


            • #7
              Originally posted by inneedofhelp View Post
              I am going to look into selling some of my books online.
              Good idea! I sold a bunch of books on Amazon.com a few years ago, and made a couple of hundred dollars!

              Comment


              • #8
                Yeah selling books is a good way to make some pocket change. I sell my son's college books all the time since he's too lazy to do it himself.

                Comment


                • #9
                  i think that if you were to work on a certification or license for your field of work, you can probably have a bit of leverage to up yourself in your company to increase pay! just a thought...

                  Comment


                  • #10
                    When money is tight and unexpected expenses arise it's normal to feel frustrated. Why not offset with some exercise? Can you earn money by putting up flyers in grocery stores offering to clean house, mow lawns, plan & execute gardens, wash windows? Go for walks, check with your community for free, outdoor festivals/events.
                    Any store that was selling out-of-date meat would likely have their license lifted! there are outfits that sell less than Choice level meat like stewing hens, and range beef...not finished in the stockyard.

                    What can you do to release those old memories from childhood? Could you get some books from the library which might help you move-on? If you keep giving yourself positive messages you're likely to feel better. How about how much progress you've made to reduce debt...pay on your car etc. BTW, chops and pricey coffee aren't good for you!

                    Comment


                    • #11
                      that is very insightful. i'll try it too.

                      Comment

                      Working...
                      X