The Saving Advice Forums - A classic personal finance community.

How should I manage this

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • How should I manage this

    hey all in need of a new computer going to pay 1600 au. Now I dot have the cash so I was going to I interest free and pay it back quick, now I currently pay 480 a month for my car, 185 insurance, phone 180, am I better saving cash first it would just take a while, I am a student earning 1100 a fortnight

  • #2
    buy a cheap used computer... for cash. Not sure if they have somehting like craigslist or ebay in au.

    Comment


    • #3
      You pay $180/month for your phone? Wow! That's way high. Is that really what service costs there or are you getting a bunch of fancy things that you don't really need?
      Steve

      * Despite the high cost of living, it remains very popular.
      * Why should I pay for my daughter's education when she already knows everything?
      * There are no shortcuts to anywhere worth going.

      Comment


      • #4
        Just a short reply....but don't borrow for short term expenses if you can save it. You expenses are high as a percentage of income...which indicates that monthly saving could be a problem and therefore maybe paying a short term loan would be also.
        As a tip you could try my site where I give away a free cashflow planner there which is a really easy way to plan the months ahead and control expenses.
        All the best ~Trevor

        Comment

        Working...
        X