How much do you pay for life insurance and ages?

[Goldy1]

For years we were buying life insurance thru ING group thru my dh's employer. It was 100K on him and a mere 50K rider for myself. WE were paying about $10 a week for that. We had no idea it was cheaper to get it on our own than thru group if we applied(we could have gotten it in our 20's or his early 30's)

[coreys]

Me and dh just signed with AAA life insurance. Our coverage starts on MArch 1. They are charing about $26 for me monthly(33 y/o non smoker preferred) and about $46 a month for my husband(preferred non smoker 38 y/o)(seems a bit pricey to me)
This coverage is for 250K 30 year term each.

We also applied with ing life insurance. I am going to hear any day now if we get approved for them. The rates were cheaper for same coverage. I signed with AAA as my back up in case ing denies us. I plan to cancel my AAA coverage and sign with ING if I get approved.

Hi Goldy1, First off, congrats on making the decision to get your own policy outside of work. It is truly amazing how much more you can overpay for these things (especially if you are in good health like yourself). I don't know if I am going to get in trouble for doing this--but I am independent life insurance agent so I took the liberty of running a quick quote for you.

For yourself--30 year $250,000 $21.22/mo through Banner Life (A+ company)
For your husband, 30 year $250,000 $31.50/mo through West Coast Life (A+ rating as well).

Both rates are for the preferred underwriting class. Let me know if I can be of any further assistance. Good luck!

-Corey
The Term Life Shop