I usually carry no cash. If I have cash I tend to buy junk. I have an odd habit of being really "aware" that I have cash and I feel a great desire to trade it in for useless things.
Also- it never fails that on days I have cashed a check, withdrew alot of money to pay on my credit card, or had money returned to me thatsomeone borrowed- my fiance gets in some snafu that he needs cash. right away. Whenever I have cash on me, about half the amount will end up in my fiances pocket somehow.
So if I plan to buy something I go to the bank and withdraw only enough to purchase the item with. I carry my credit card everywhere for emergencies. Doesnt always work, sometimes I'm up a creek with "cash only" policies, but not often.
Also- it never fails that on days I have cashed a check, withdrew alot of money to pay on my credit card, or had money returned to me thatsomeone borrowed- my fiance gets in some snafu that he needs cash. right away. Whenever I have cash on me, about half the amount will end up in my fiances pocket somehow.
So if I plan to buy something I go to the bank and withdraw only enough to purchase the item with. I carry my credit card everywhere for emergencies. Doesnt always work, sometimes I'm up a creek with "cash only" policies, but not often.
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