Where's the magic pill?

[PrincessPerky]

Ok so I am just complaining a bit here, but wondering if I am the only one upset.

I am finally on a balenced budget. yippee :/

but now I am still in debt! Don't you guys feel like it just isn't fair? Where's the magic pill to get to start all over again with zero debt! Where's my time machine to tell my younger DINK self to stop eating at Nakato and start saving for the house! Wheres my fairy God mother to say, "good girl, you learned your lesson here's some loot to set the debt straight, and a little fun on the side. "

Humph, K, done grumbling now. I'll go pay off my debt the slooooow way justlike everyone else in the real world.

[Tammy]

Re: Where's the magic pill?

Well I wished there was a magic pill, but honestly most people would find themselves right back in debt, if it were that easy.

It take good old fashion planning and hard work.

We have cut everything that we could from our budget, any extra $ get's sent to our medical bill. We started out with $14000 in medical bills (very bad insurance at the time). That was 2 1/2 years ago. We are down to 1659.xx . WOOHOO!! Yes it's hard work, but it will be great to be debt free except the mortgage. We have saved cash on top of paying this off and will use it and part of our tax refund to get a new to us car, hopefully soon!

It's not easy, and sure there are plenty of days that we felt like, well everyone else is in debt, we'll just be that way too. Now that we know this can be done on our income and family size. We will continue to make those *payments* just not to the medical bills - it will go toward the home mortgage. I can't wait to shout we're totally debt free.

Trust me - you will become debt free. I guess it depends on how fast you want to and what sacrafices are you willing to make to have that dream become a reality.

[2moretrees]

Re: Where's the magic pill?

First, congratulations on having a balanced budget. You have won have the battle

And oh boy, don't we all wish there was a magic pill out there to wipe away the debt. You are not alone there. We all know that life isn't fair, but that doesn't keep us from feeling good about it. The funny thing is, in 10 years when you are debt free and have some savings, people will look at you and say it's not fair because they will only see where you are and not what it took to actually get there.

[PrincessPerky]

Re: Where's the magic pill?

Thanks, but I might have to throw the bdget out now . Copayments went up for DR visits, and I can't have my kids skip them.

I dunno people look at me now with that world ain't fair idea, because I stay home with my kids. I always get the 'wish I could afford to do that' so I guess by the time they are looking at me debt free, which will be closer to 20 years , I should be very very used to it!