i am sorry but for the life of me I can't remember where you go to get your free credit reports. Like to request them?
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Maybe one of the commercial services would work for you, jeffmem. I once used freecreditreport.com, but you do have to sign up for a paid service to get your report. However, the service was cancelable by 1-800 phone number within thirty days at no charge. I got my report and then made the cancellation call while the report was still on my monitor. I think I was given repeat access to the report for thirty days. So in effect the report was free. Um, if I remember correctly, I had to choose just one credit reporting agency's report to get--I could not get all three this way.
I will say that someone on this board did not realize they were signing up for a fee service when they used they used that site. But I just read the terms and it was clear that there' would be a fee unless I cancelled. I didn't feel like they signed me up without my permission. It was not even a matter of fine print; they made it clear what the deal was."There is some ontological doubt as to whether it may even be possible in principle to nail down these things in the universe we're given to study." --text msg from my kid
"It is easier to build strong children than to repair broken men." --Frederick Douglass
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