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"Ten Year's To Go!"

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  • #16
    illegal sattelite? Doesn't sound like it would invite good karma.

    Do you have children?

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    • #17
      I hate to suggest more work but...

      Unless you're willing to clamp down really hard, you might consider a part-time job or whatever else you can think of to make some extra cash. And all of it should go into retirement accounts!

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      • #18
        lux, they have grown children who just graduated! (from college I presume)

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        • #19
          You said: "We both make around 40,000." So this is combined? We live on less - 2 adults and 2 grown sons.

          You batten down the hatches on all spending and put what you can back thru the 401-K and all else you can scrape together into the Roth. Lose all the extra spending - reevaluate deductibles, cable, cell phones, extra running up and down the road, start doing the majority of your cooking from scratch if you can. READ these forums and blogs, join us in our $20 Challenge. What financial type reading have you done on your own?

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          • #20
            Get a simple book, like The Wealthy Barber and start reading. You paid off your house. Continue making those house payments to yourself every month and add them to your roth Iras.

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            • #21
              Try out these calculators:
              Future Value/Annuity Calculation
              How Much to Retire?

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              • #22
                "Ten Years To Go"!

                It's been a few day's since I could get back to ya'll. I have read every single thing posted. It all sound's good. The idea about keep making house payments, but to the 401. thats a great idea. I should also go at a higher risk too. We have discussed just living on his income, and putting mine in the 401? But things would be very tight. But we don't need much. I'm used to pinching pennies. I've done it all my life! Don't know how to be any other way. thanks all cameorose

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