What do you use for your budget?

[nanamom]

I don't use paper and pencil but I do use wordpad an dnotepad on my desktop.

[catlinye_maker]

The budget is on an excel spreadsheet, but the actual expense tracking happens in an elderly version of Quickbooks; even though "they" say not to use it for personal finance it works fine.

[zakity]

I use a spreadsheet that I created.

[th_tan]

I use paper and pen for the most part, I'm very familiar with my budget, however I bet I could save some money getting a little more technical then that.

[boefixepa]

I use Mvelopes. I have grown lazy in my old age and like that it pulls all the transactions, does all the math, pays all the bills....etc. It takes me less than 5 min. every day or two to mess with it all. I like that.