Groceries on credit?

[asmom]

Re: Groceries on credit?

Obviously throwing a blanket over all poor people is wrong on my part.

Yes it was. Surely you must realize that your experience is not the sum total of the way of life for the poor. Far, far more poor people do not get government assistance than do. So while you may know some poor people with bad budgeting skills who take advantage of the system, there are many more who work and work and who do not. And to sflippantly ay, just get a better paying job is just silly. If it was that simple to just trade up to a better paying job, wouldn't we all?

[greedy4chips]

Re: Groceries on credit?

For 4 years I was a single mom of 3 young children. For most of that I worked as many hours as I could at whatever job I could find, always looking for something better. I made mistakes when i was younger, I quit college to get married, had kids, then ended up divorced with nothing but my brain and hands. While my exhusband went and bought himself a brand new truck, I STILL drive my 10 year old car I paid off, because it works, and I don't have the money to get a newer one. For the last year, I went to school more than full time, taking 16+ credit hours each semester, plus worked at least 50 hours a week so that I could stay OFF assistance. And what did that mean?

Now this is someone I would give assistance to. I would babysit your kids for free! You sacrificed and did what it takes to make a better life for yourself and your kids. I am proud of people like you!!!!

Yes it was. Surely you must realize that your experience is not the sum total of the way of life for the poor. Far, far more poor people do not get government assistance than do.

First of all what do we consider poor? 20k per year, 15k per year, or 50k per year? For me it is 20k or less per year. That's $10 per hr for 40 hrs per wk.

So while you may know some poor people with bad budgeting skills who take advantage of the system, there are many more who work and work and who do not. And to sflippantly ay, just get a better paying job is just silly. If it was that simple to just trade up to a better paying job, wouldn't we all?

If you can't make enough then you need to work more hours or find a new job. The grocery stores pay $10/hr to stock shelves. My wife made $14+ per hr (tips included) delivering pizza after gas expense. I can tutor for $12/hr. Money is there to be made if you look around and don't discount a job because you think it is beneath you.

I think a lot of the poor people I know are happy enough that they do not have the initiative to get a better education or to work harder. Would I ever work construction again? Heck no, too hard. Would I work 80 hrs/wk? No way!

Last time I looked, trucking companies will pay you to learn to drive to eventually work for them. Most of those companies pay 35k+ to start around here.

This is the land of opportunity afterall!

[jacquelynrose]

Re: Groceries on credit?

I am sorry but I have to agree with Greedy on this one....Honestly, there is no such thing as a poor person...I mean, what exactly is the definition of a poor person anyway? I was 'poor' growing up, but I still had food and a place to live. I lived in a Motel growing up, on a poor street called Fremont in Vegas...then when I moved to Utah I was a teen so my initial jobs were not good but they got better, my parents jobs got better, my living arrangement got better....I know this may not sound kind but I do not have sympathy for poor people because really they got there SOMEHOW. You cannot blame your Envoirment nor the System....

There are people out there who take advantage of it. I believe everyone here has discussed the supposedly 'poor' beggar making tons of money begging on the streets. If there is a will, then there is always a way.

I lived in Mexico for two years. We worked, I had a roof over my head and some days we had no money and made homemade flour tortillas to eat. Is that poor? What is poor? I have no idea, I really do not believe in the meaning of poor.

DEFINITION according to Dictionary.com

poor  /pʊr/ Pronunciation Key - Show Spelled Pronunciation[poor] Pronunciation Key - Show IPA Pronunciation adjective, -er, -est, noun
–adjective
1. having little or no money, goods, or other means of support: a poor family living on welfare.

THAT Is POOR? I think that is lazy. There are so many Resources available to make money or get help.

Please no tomatoes

Jacquelyn

[greedy4chips]

Re: Groceries on credit?

Jacquelyn,

Thanks for your support! We may be on an island by ourselves on this one though!

[mverch]

Re: Groceries on credit?

There was a time early in my marriage when we had to buy groceries on credit. I was grateful for that. Those Fox DeLuxe Frozen Pizza's ($.69) kept us alive.

[poundwise]

Re: Groceries on credit?

credit is appropriate for long term, large purposes, not for everyday expenses.

I disagree. I believe just the opposite. Credit is most appropriate for short-term expenses and should ideally be extended only short-term. Obviously, paying the balance in full each month is best. Getting cash back if you are able, as in Sweeps example, is a plus.

Buying a home is the exception. That's a long-term, large purpose that for the vast majority of people requires credit to purchase.

This instance with Bi-Lo is not a question of the use of credit, however. Though perhaps not as bad, it is akin to title loans and payday advances in the sense that this particular credit offering has terms that are terrible. I especially think it is terrible how they are attempting to portray this as a valuable service to the consumer. It is simply an easier way for them to collect fees and a means to generate revenue.

[lrjohnson]

Re: Groceries on credit?

I do not have sympathy for poor people because really they got there SOMEHOW. You cannot blame your Envoirment nor the System....

Many people are born into it. They didn't get there, they started there.

If those of you who have issues with government assistance worked in the welfare business, like I do, you would know that many people have made some poor decisions, but more than that, you would develop more compassion. Not pity, not sympathy, but compassion. You would stop referring to folks who are poor or on assistance as "them."

[Snoopy2645]

Re: Groceries on credit?

I agree their are good jobs out thier as long as you dont say well I am above that job I make sometime $16 an hr doing demos at walmart sometimes you get rude comments but hey they arent feeding my family are they??!!! And the people with those comments obviously have never HAD to do whatever it takes to feed thier families. BTW my friend also works at walmart as a cashier making $7 an hr a thanks but I will take the demos!!!

I have also had to buy groceries on credit but I pay the bills I paid one cc off today that was around 2k only groceries on it. I always get money but sometimes my kids are hungry before I get paid the money I am owed!!!!

[jacquelynrose]

Re: Groceries on credit?

lrjohnson...So was Oprah now look at her.......

Snoopy, if you had read my Posts then you would have seen where I had come from...did you read it?

[lrjohnson]

Re: Groceries on credit?

lrjohnson...So was Oprah now look at her.......

Did you happen to see Oprah's show today that spoke about the growing class divide, and how people born into poverty are getting fewer opportunities to get out of it?

Plus, nothing about Oprah's great and warranted success at all affects my wish that more people had compassion when speaking of poverty.

[Snoopy2645]

Re: Groceries on credit?

Yes I read your post I was agreeing with you thier are jobs out thier & some that pay well you just have to know you are not above them

[boefixepa]

Re: Groceries on credit?

Greedy and Jac, can I come to your island...I agree with you!!

PS Homemade flour torillas are one of my favorite foods!!

[greedy4chips]

Re: Groceries on credit?

Greedy and Jac, can I come to your island...I agree with you!!

We voted you onto our island. Bring your recipe for the tortillas

PS Homemade flour torillas are one of my favorite foods!!

Share your recipe?

[boefixepa]

Re: Groceries on credit?

4 cups flour
1/2 cup shortening
1 tsp baking powder
dash or two of salt

Mix and cut shortening into flour...

Add hot tap water just until you think you might have added too much...I think it's between a cup and a cup and half...not sure... if you add too much just add a little more flour..no big deal..

The dough is soft, warm, a palitable.

Break off a ping pong size amount and roll out on floured surface. If you want bigger or smaller adjust the size of the ball. Also, don't roll them out too thin...you'll know if you did if they crack when you cook them. Cook until brown little bubble on one side, flip and repeat..this is on hot skillet. enjoy!!

This make about 12 -15 torillas...if you stick them between two plates or in a towel in a plastic bag as you cook them the will be soft for burritos, tacos, and whatever....pull from the middle of the pile for the best flexibility.

YUMMY!!
PS I often 1/2 this recipie for just me.

[Ima saver]

Re: Groceries on credit?

I just don't believe in charging food at a grocery store or in a restaurant. If I have to charge it, I want to be able to see it later. Not on something I have already eaten!! (except of course if I am going to make money on the cc and pay it right off)