This forum is for members of the Daily Money Saving Challenge Program to discuss. comment on, ask questions about, expand upon or just express their thoughts on the challenges as they come.
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The Daily Money Saving Challenge
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Re: The Daily Money Saving Challenge
I just have to say how wonderful it felt to be proactive in saving money! Yes, I read ALL the tips but rarely put them into action. Today, though, was different as my PayPal claim is in its envelope, addressed and stamped and ready to go out in the mail tomorrow.
If I accomplish nothing else today, the feeling of accomplishment I have right now is worth it!
Thanks Jeffrey,
Laura
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Re: The Daily Money Saving Challenge
Laura,
I truly appreciate the kind words. That is the plan. Each day take 10 minutes and put another money saving device into action. If we can baby step it day by day, we will be on top of a mountain by next summer and you will be shaking you head at how much you were able to save. I'm happy to have you along for the ride
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Re: The Daily Money Saving Challenge
The Money Saving Challenge is a great wake-up call for us penny-wise but..... sorts.
Money (capital MONEY) has always brought my mind to a screeching wreck. These baby steps tasks are so important in converting us timid sorts.
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Re: The Daily Money Saving Challenge
linniec,
The entire concept came about because of what you just said. I was talking with a few members of the site and they said that the site had a lot of great information, but they would get overwhelmed with it all and end up not doing much with it.
As we talked more, what they said would be nice is if all the tips would could be broken down into tasks that would take about 10 minutes to do and then just have one to do a day. That is how the Money Saving Challenge was born.
My goal is to make it so you are saving the money and you don't even notice the changes occurring. Feedback is always appreciates and suggestions on what can be improved is highly sought. Of course, if you find it useful and helpful and you know of other friends or family that could benefit from it, please forward it along to them. I want to bring along as many people as possible that would like to take the baby steps with us.
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Re: The Daily Money Saving Challenge
jsjjwalk,
I am very happy that you have found the challenges helpful, and most of all, doable. That is one of the areas I am focusing my attention on quite a bit with these: to break down the money saving aspect so that it can be done in a short period of time each day.
If you tried to do all these money saving ideas at once, they would be overwhelming. I think that is a big reason that a lot of people don't save more...just the thought of doing it overwhelms them. That, and the image that they will have to completely change their lifestyle and "give up" the things they like. By breaking it down into these daily challenges, the changes occur so slightly that on a daily basis you should hardly notice the changes.
My ultimate goal is to lay out a full year of the Daily Challenges. I do have 2 months already mapped out, so they will be continuing for the foreseeable future.
My one request is that you help spread the word to your family and friends about this program. I'm hoping that this Daily Challenge can break out beyond those already motivated to save money to those who are really in need of this information. I think even the most skeptical people will see after a week that significant savings can be achieved in 10 minutes a day if they try it.
I have certainly rambled on far more than I should haveAs long as you continue to give me the 10 minutes a day, I will make sure that you save money!
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Re: The Daily Money Saving Challenge
I have Nate looking into what it might be. Please make sure that the newsletter isn't accidently getting placed in your junk mail box and that you have the Daily Money Saving boxed checked. I'll let you know what Nate can find out if those aren't the problems...
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Re: The Daily Money Saving Challenge
I am a newbie to this site and since August 1, the saving challenges have be wonderful and I am actively taking part. I just lowered my water heater temps to 120 degrees and put a note up to move it back up for the winter. Also, I loved the Christmas in August tip which was shared with friends who thought it was a GREAT idea.
I can't remember how I found this site but so glad I did,
PDJ
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Re: The Daily Money Saving Challenge
PDJ,
Welcome to our little corner of the Internet and I'm happy to hear that the Saving Challenges have been helpful for you. It's always a pleasure to receive such comments.
I was especially glad to hear that you passed the ideas onto friends. The entire goal is to show as many people as possible that saving money isn't near as difficult as they think when broken down into small steps. In order to do that, I have to create challenges that all of you feel are helpful enough to pass along to your friends and family. I am happy that I was able to achieve that with the last couple of challenges and hope to continue it for the entire year.
I am certainly happy to have you along for the ride
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Re: The Daily Money Saving Challenge
Jeffrey, thank you for the very warm welcome. Today's challeng of *Test Read Books* was so right on time because we have a book club and I find myself purchasing books, not liking a few, and thus have wasted $$.
Again, this is one challenge that will be shared with my book club to test read books then decide if they are worth purchasing and adding to one's personal library.
I LOVE this tip, too. Keep them coming...
Pamela
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Re: The Daily Money Saving Challenge
Pamela,
Great to hear that another challenge proved to be helpful. You're putting pressure on with comments like thatActually, it is wonderful to know that the challenges are helping since it motivates me that much more.
I will try to continue to find challenges that are useful and hopefully even improve on what we are currently doing. Now all I need is 30 hours in a day
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