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I thought it would be interesting to come up with things for people who are in jeopardy of losing their home to foreclosure or eviction. Besides, it would be kinda fun to give moneyrant a headache. Just kidding tyrant, I mean moneyrant. I really do enjoy your arguments. I sure don't want to banter with you--I would lose.
Here is a link from budget101 on how to spend only $10 for the week on groceries: http://budget101.com/$10_grocery_list.htm
Get rid of cable
Pass on the Lattes.
Discount all electrical cords except the refrig.
Light only one room for the whole familty until it's time to go to bed. Might want to try some LED nightlights for bathroom or bedroom.
If possible, get rid of second car.
Get rid of internet unless you need it for work. Of course, you wouldn't be able to to searches that could save you money or help with the budget.
Cut up credit cards. You can always get a replacement when you're ready.
If you can't pay your bills, call the creditor. Sometimes they will work with you.
Get rid of all non-cash generating animals. (I'd probably be homeless with my dog as I couldn't get rid of her) Sometimes animal shelters and the humane society will help with pet food. I know someone who got help this way.
You could start a day care in your home at night for 1 or 2 children. This way, you're working while your sleeping. When the children go home in the morning, you can go to your day job.
Don't drive anywhere except to work and once a week the grocery store. Try to car pool if you can.
For entertainment, have a family night at home with existing games. Make homemade snacks.
Assuming this situation is temporary, don't spend any money except for gas and the $10 grocery budget.
Turn the heat way down and wear sweaters. If you can see your breath, it's probably too cold. Gee, it's probably been only in the last 50 years that we heat our houses the way we do. Read Little House on the Prarie to find out how rich you really are.
If possible, down-size your home. In todays market it is very easy to sell your house and buy a smaller one. But check the values of the smaller house first. If I sold my house to down-size, the smaller house would probably have a higher mortgage than my current house.
You can switch your homeowners insurance to a fire policy with liability coverage. The only thing that's not covered as well would be your contents.
Re-shop your insurance coverages.
Buy your subscritions in Canada. We even went to Canada to the dentist. It was 50% cheaper. Of course we only live an hour from Canada.
Don't charge your medical bills. Doctors and hospitals don't usually charge interest. And if you are in a big bind, they will often accept very small monthly payments.
Trade in your gas guzzler for an economy car.
Use a tablespoon of soy flour to replace an egg in baking.
Hang your laundry even if you have to drape it over the couch or hang it on the shower rod. Wear your clothes twice before washing. Use 1/2 the amount of soap. Wash towles weekly or even less often. You're only drying clean water off a clean body.
Don't buy paper products.
For feminine needs, you could use "The Keeper". You could also use homemade pads and wash them.
You could use washable toilet paper. Just buy a box of diaper wipes and wash them. I would only recommend this for #1. So it wouldn't work for men.
Don't go out to eat.
Pack a lunch.
Rent out a bedroom.
Get rid of the ATM card.
Shop for lower rate credit cards to take advantage of introductory rates.
If your children are old enough, let them get a job to pay for their own personal needs. My girls started working at 12 for the neighbors babysitting needs. They also raise pure bred pups to sell.
Give your pet their shots yourself. Only rabbies has to be given by a Vet.
You probably would want to live like this forever, but if you're in a pinch...
Feel free to add other ideas.
Here is a link from budget101 on how to spend only $10 for the week on groceries: http://budget101.com/$10_grocery_list.htm
Get rid of cable
Pass on the Lattes.
Discount all electrical cords except the refrig.
Light only one room for the whole familty until it's time to go to bed. Might want to try some LED nightlights for bathroom or bedroom.
If possible, get rid of second car.
Get rid of internet unless you need it for work. Of course, you wouldn't be able to to searches that could save you money or help with the budget.
Cut up credit cards. You can always get a replacement when you're ready.
If you can't pay your bills, call the creditor. Sometimes they will work with you.
Get rid of all non-cash generating animals. (I'd probably be homeless with my dog as I couldn't get rid of her) Sometimes animal shelters and the humane society will help with pet food. I know someone who got help this way.
You could start a day care in your home at night for 1 or 2 children. This way, you're working while your sleeping. When the children go home in the morning, you can go to your day job.
Don't drive anywhere except to work and once a week the grocery store. Try to car pool if you can.
For entertainment, have a family night at home with existing games. Make homemade snacks.
Assuming this situation is temporary, don't spend any money except for gas and the $10 grocery budget.
Turn the heat way down and wear sweaters. If you can see your breath, it's probably too cold. Gee, it's probably been only in the last 50 years that we heat our houses the way we do. Read Little House on the Prarie to find out how rich you really are.
If possible, down-size your home. In todays market it is very easy to sell your house and buy a smaller one. But check the values of the smaller house first. If I sold my house to down-size, the smaller house would probably have a higher mortgage than my current house.
You can switch your homeowners insurance to a fire policy with liability coverage. The only thing that's not covered as well would be your contents.
Re-shop your insurance coverages.
Buy your subscritions in Canada. We even went to Canada to the dentist. It was 50% cheaper. Of course we only live an hour from Canada.
Don't charge your medical bills. Doctors and hospitals don't usually charge interest. And if you are in a big bind, they will often accept very small monthly payments.
Trade in your gas guzzler for an economy car.
Use a tablespoon of soy flour to replace an egg in baking.
Hang your laundry even if you have to drape it over the couch or hang it on the shower rod. Wear your clothes twice before washing. Use 1/2 the amount of soap. Wash towles weekly or even less often. You're only drying clean water off a clean body.
Don't buy paper products.
For feminine needs, you could use "The Keeper". You could also use homemade pads and wash them.
You could use washable toilet paper. Just buy a box of diaper wipes and wash them. I would only recommend this for #1. So it wouldn't work for men.
Don't go out to eat.
Pack a lunch.
Rent out a bedroom.
Get rid of the ATM card.
Shop for lower rate credit cards to take advantage of introductory rates.
If your children are old enough, let them get a job to pay for their own personal needs. My girls started working at 12 for the neighbors babysitting needs. They also raise pure bred pups to sell.
Give your pet their shots yourself. Only rabbies has to be given by a Vet.
You probably would want to live like this forever, but if you're in a pinch...
Feel free to add other ideas.
moneyrant will be hear sooner or later.
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