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The most important part of choosing car insurance coverages is understanding the coverage itself. Many people who want to save on car insurance don't even understand what each coverage means. It is important to understand the coverages to save money. Reducing particular coverages according to personal needs can save you hundreds!
Tip 1:
Evaluate how much coverage you need. Do you really need Collision and Comprehensive coverage for your 98 Geo Metro? If you need direct help with this I actually suggest you find a reputable agent who will spend time to explain the coverages to you. Online purchases are great but many people need a human touch to truly understand what they are purchasing.
Tip 2:
Shop shop shop! There's always a company offering cheaper rates out there you just have to look for it!
Tip 3:
Combine your other policies (ie: Homeowners insurance, renters insurance, umbrella insurance) to one company for a multi-policy discount.
Tip 4:
Call your insurance company and threaten to cancel your policy. This works most of the time especially if the company provides fairly good customer service. They will find things to apply to your account to make it cheaper.
Tip 5:
Driving less this year? Call your insurance company to let them know. The amount of miles you say you drive per year does affect your rates!
Tip 6:
Have a traffic ticket? Go to traffic school! A few hours of education can save you hundreds the next few years.
Tip 1:
Evaluate how much coverage you need. Do you really need Collision and Comprehensive coverage for your 98 Geo Metro? If you need direct help with this I actually suggest you find a reputable agent who will spend time to explain the coverages to you. Online purchases are great but many people need a human touch to truly understand what they are purchasing.
Tip 2:
Shop shop shop! There's always a company offering cheaper rates out there you just have to look for it!
Tip 3:
Combine your other policies (ie: Homeowners insurance, renters insurance, umbrella insurance) to one company for a multi-policy discount.
Tip 4:
Call your insurance company and threaten to cancel your policy. This works most of the time especially if the company provides fairly good customer service. They will find things to apply to your account to make it cheaper.
Tip 5:
Driving less this year? Call your insurance company to let them know. The amount of miles you say you drive per year does affect your rates!
Tip 6:
Have a traffic ticket? Go to traffic school! A few hours of education can save you hundreds the next few years.
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