Jerome K. Jerome was an English writer/humorist of the late 19th/early 20th century. In his collection of essays Idle Thoughts of an Idle Fellow he has a delightful little essay entitled "On Being Hard Up." The whole essay is here -- http://www.literaturepage.com/read/idlethoughts-23.html
Delightful for evening or weekend reading.
Delightful for evening or weekend reading.

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