First post here, so please be gentle with me :-)
About a month ago, my ex started getting calls from a mortgage company looking for my current wife - I have an uncommon surname (which the ex still uses with my blessing), and I'm guessing that they somehow added 2+2 and came up with 17. In any event, I wrote to this lot and told them "the person you're looking for is here, not there, what are you after?". Turns out that this pertains to a home equity loan she took out with her ex back in 2007 - there has been no payment made since September 2011. There's no sign of this loan on her credit report - indeed, she got credit to buy a car without any issue in 2015.
My wife is now permanently disabled with her only income being Social Security Disability - she has nothing in the way of tangible/realisable assets, the house is in my name and we have no joint accounts. I have Power of Attorney over her financial affairs in view of her health.
The blunt truth is that they have little to no chance of getting much, if anything. I'm thinking I may need some legal advice, but welcome any input from here!
About a month ago, my ex started getting calls from a mortgage company looking for my current wife - I have an uncommon surname (which the ex still uses with my blessing), and I'm guessing that they somehow added 2+2 and came up with 17. In any event, I wrote to this lot and told them "the person you're looking for is here, not there, what are you after?". Turns out that this pertains to a home equity loan she took out with her ex back in 2007 - there has been no payment made since September 2011. There's no sign of this loan on her credit report - indeed, she got credit to buy a car without any issue in 2015.
My wife is now permanently disabled with her only income being Social Security Disability - she has nothing in the way of tangible/realisable assets, the house is in my name and we have no joint accounts. I have Power of Attorney over her financial affairs in view of her health.
The blunt truth is that they have little to no chance of getting much, if anything. I'm thinking I may need some legal advice, but welcome any input from here!
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