HERE IS MY SITUATIONS:
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I HAVE A VERY HARD TIME BELIEVING I AM POOR WHEN I MAKE $140K PER YEAR
I HAVE A FAMILY OF 4
MONTHLY EXPENSES
MORTGAGE: $2460.00 INCLUDES TAXES AND HOME OWNERS INSURANCE (THEY DOUBLED MY TAXES 6 MONTHS AFTER I MOVED IN)
CAR PAYMENT= $254
ELECTRIC AND HEAT = $490.00
WATER = $60
2 CAR INSURANCE = $140
GAS TO WORK = 250
TOLLS TO WORK = 260
LIFE INSURANCE = $40
CREDIT LOANS = $400
FOOD AND EXPENSES = ???? WHATEVER IS LEFT.
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WE HAVE 2 CARS, BOTH 4 CYLINDERS AND HAVE OVER 100K MILES ON THEM. WE ARE NOT BIG SPENDERS...WE NEVER EAT OUT.
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I WORK 90 HOURS A WEEK TO KEEP UP WITH BILLS WITH NO END INSIGHT...
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i put in alot of time on computer to hopefully make it one day in internet marketing while i work a full time in the chemistry field.
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my 401k is tapped out so i can not borrow any money against it. i stopped paying my credit card bills 4 months ago. i have collectors calling all the time. everytime they call, chill just goes down my back. life is just so expensive. i pray to god and one day everything will come together. I just can not figure it out. i see people making alot less money than me living a better life. it just does not make sense!!!!!!!!
on top of it, my house is 100k under water and needs much repair.
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we are really some of the best people ...we are good people and good christians and we do not deserve this.
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any advise will be apreciated.
-----------------------
I HAVE A VERY HARD TIME BELIEVING I AM POOR WHEN I MAKE $140K PER YEAR
I HAVE A FAMILY OF 4
MONTHLY EXPENSES
MORTGAGE: $2460.00 INCLUDES TAXES AND HOME OWNERS INSURANCE (THEY DOUBLED MY TAXES 6 MONTHS AFTER I MOVED IN)
CAR PAYMENT= $254
ELECTRIC AND HEAT = $490.00
WATER = $60
2 CAR INSURANCE = $140
GAS TO WORK = 250
TOLLS TO WORK = 260
LIFE INSURANCE = $40
CREDIT LOANS = $400
FOOD AND EXPENSES = ???? WHATEVER IS LEFT.
-------------------------------------------------------
WE HAVE 2 CARS, BOTH 4 CYLINDERS AND HAVE OVER 100K MILES ON THEM. WE ARE NOT BIG SPENDERS...WE NEVER EAT OUT.
-----------------------------------------------------------------------------------------------
I WORK 90 HOURS A WEEK TO KEEP UP WITH BILLS WITH NO END INSIGHT...
---------------------------------------------------------------------
i put in alot of time on computer to hopefully make it one day in internet marketing while i work a full time in the chemistry field.
------------------------------------------------------------------------------------------------
my 401k is tapped out so i can not borrow any money against it. i stopped paying my credit card bills 4 months ago. i have collectors calling all the time. everytime they call, chill just goes down my back. life is just so expensive. i pray to god and one day everything will come together. I just can not figure it out. i see people making alot less money than me living a better life. it just does not make sense!!!!!!!!
on top of it, my house is 100k under water and needs much repair.
-----------------------------------------------------------------
we are really some of the best people ...we are good people and good christians and we do not deserve this.
----------------
any advise will be apreciated.
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