Go to paycheckcity.com - they have a good estimator.
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Advice on what to pay off first.
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Originally posted by sandrark View PostGo to paycheckcity.com - they have a good estimator.
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Haven't gone back to review what others have said but I would only fiddle with one paycheck. You can have one paycheck adjusted to reflect the proper withholding for both of you so you don't loan money to the government without interest. I think this is the easier way to do it.
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Originally posted by sblatner View PostHaven't gone back to review what others have said but I would only fiddle with one paycheck. You can have one paycheck adjusted to reflect the proper withholding for both of you so you don't loan money to the government without interest. I think this is the easier way to do it.
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Originally posted by imvictorlee View PostExcellent advice you have got. Just one little suggestion -- in the meantime, you can get rid of or keep away some of your credit cards from your wallet. This will bring down any unnecessary spendings without you knowing.
I too, will pay off the credit cards first, then the personal loan.
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Good on you, that's the fastest turn around...10 days and CCs are cleared. YaHoo I'll presume you'll 'snowball' payment for the loan to clear that quickly. I hope you'll help your wife create a meal plan to enjoy your favourite foods using the items at hand in pantry, fridge and freezer shopping with a list to make it happen.
PS were you able to get your withholding adjusted?
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Originally posted by porkpistol View PostOh ok. I was under the assumption that we both had to adjust since we were married filing jointly. Do you think it would be a good idea to go to a tax advisor to see exactly what we should be doing or is it pretty simple to just adjust your own w4? Would I claim 3 then on my withholdings? Myself, my wife and my child?
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Originally posted by snafu View PostGood on you, that's the fastest turn around...10 days and CCs are cleared. YaHoo I'll presume you'll 'snowball' payment for the loan to clear that quickly. I hope you'll help your wife create a meal plan to enjoy your favourite foods using the items at hand in pantry, fridge and freezer shopping with a list to make it happen.
PS were you able to get your withholding adjusted?
Originally posted by sblatner View PostAs long as you pay enough in taxes, the government doesn't care whose check the funds come from. How much did you get back with your tax refund?
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