Too make this brief.. I have had a visa card for almost 4 years now. My credit limit was 2000 dollars. I have had it at 2000 dollars and paid it all off almost 3 times now but have always racked it up again. I have recently made my limit to 1000 dollars but whenever I get it down a bit I always spend it back up to the limit. I have realised I have no self control and I am scared once I pay it down to 0 again that it is just a matter of time before I start spending on it again.
I want to cancel my credit card all together but I am scared it will hurt my credit score, or I will need it to book trips online or other useful things. What should I do?
I want to cancel my credit card all together but I am scared it will hurt my credit score, or I will need it to book trips online or other useful things. What should I do?
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