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First of all do not do anything until you figure out the visa issue. You do not want to get married and have problems with her being legal to work in the US and live here. Then once she gets a valid visa so there will not be any problems with her being asked to leave or not being able to work.
The next issue is that once she gets a valid visa then she needs to find a job. This will tell you what she can contribute to paying back her loans. You may even need to wait to get married until she does find a job so you know she will pay back her loans. Whether you decide to support her while she pays back her debt it up to you. You should not however help pay back her debt, this is hers and hers alone. You should not be held responsible for a debt that was not yours to begin with. Any debt you accumulate while being married is shared between you two but this is before your marriage.
The last point i would make is that you should, and i know this is totally unromantic, but you should have a prenuptial agreement stating that this is her debt and in case of divorce or death it will not fall to you to take care of it. I know this seems extreme but you have to put yourself first in this situation because you are debt free and she has over 100k in debt. This makes it that you are wealthier than her so you need to act like you are. If she loves you then she will understand and will agree that she would never want to burden you will this mound of debt anyways.
The next issue is that once she gets a valid visa then she needs to find a job. This will tell you what she can contribute to paying back her loans. You may even need to wait to get married until she does find a job so you know she will pay back her loans. Whether you decide to support her while she pays back her debt it up to you. You should not however help pay back her debt, this is hers and hers alone. You should not be held responsible for a debt that was not yours to begin with. Any debt you accumulate while being married is shared between you two but this is before your marriage.
The last point i would make is that you should, and i know this is totally unromantic, but you should have a prenuptial agreement stating that this is her debt and in case of divorce or death it will not fall to you to take care of it. I know this seems extreme but you have to put yourself first in this situation because you are debt free and she has over 100k in debt. This makes it that you are wealthier than her so you need to act like you are. If she loves you then she will understand and will agree that she would never want to burden you will this mound of debt anyways.
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