How to be debt free when you need a car?

[Mjenn]

We 'take a loan' from ourselves. Meaning, we have bought two used car with cash from our nest egg (never more than 10% of the savings) and then pay ourselves back monthly until the sum has been repaid. No interest, and if there is a month we want to prioritize something else, we don't beat ourselves up over it.

When we have monthly money left over, we use it to pay back our 'debt'

[Radiance]

Murphy, I have been trying to reduce my commute on more ways than one. Will see what happens, but my dream is not needing the car at all by living close to work, school and shops.

Mjenn, I like the loan for oneself idea! Imagine the application process ;-)
Seriously, I think that I can live with and I would try to pay back fast!