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  #21 (permalink)  
Old 03-19-2007, 08:48 AM
$ Saving Jr. College Student
Join Date: Jan 2007
Forum Posts: 459

Also, I wouldn't be opening an account with ING, their rates are relatively low at 4.5%. You can get 5.05% with Emigrant or HSBC (it is 6% until April 30th, but by the time you get enrolled it really would only be a few days of 6% interest).

I have an account with all three. I have $1 sitting in ING just in case they ever raise their rates significantly. I like Emigrant the most.

The Ultimate Interest Rate Chaser Calculator My Money Blog

This link is kind of interesting to play with some numbers to see how much you would gain/lose by switching to different interest rates.

Good luck.
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  #22 (permalink)  
Old 03-19-2007, 09:50 AM
$ Saving College Senior
Join Date: Aug 2004
Location: Northern Missouri
Forum Posts: 1,888

Review the terms on your card. Will the interest start in June effective in June or will they BACKDATE the interest like they do on those 0% furniture loans? I'd pay it off cc first.
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