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  #1 (permalink)  
Old 04-20-2017, 09:22 PM
$ Saving HS Sophomore
Join Date: Nov 2016
Forum Posts: 174
Default 401K investments...I have 21 different investments

I currently have 21 different investments in my portfolio and I am looking to get that number reduced down.

Equity - 74.85%
Bond/Fixed Income - 1.5%
Allocation funds - 23.65%

I'm thinking I should sell my allocation funds to balance to 95% Stocks and 5% bonds. My plan for the bonds is to slowly up the allocation % for new purchases and maybe do a re-balance when I get close to retirement.

I'm also going to sell most of my other equity funds as they have significantly higher fees than the Vanguard funds.

Unless advice from here tells me to do something different....I'm updating my elections to:

MFS Intl Growth 7%
TIF Intl Equity Series FD 16%
Vanguard Extended Market Index 32%
Vanguard Institutional Index 32%

Vanguard Inflation Protected - 3%
Vanguard Total Bond Mkt Index - 10%
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  #2 (permalink)  
Old 04-21-2017, 05:13 PM
$ Saving College Senior
Join Date: Mar 2016
Forum Posts: 1,655

Even with your reductions, you have several thousand invesments.
How can you have any pudding if you don't eat your meat?
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  #3 (permalink)  
Old 04-23-2017, 09:47 PM
$ Saving HS Junior
Join Date: Jun 2016
Forum Posts: 213

Originally Posted by TexasHusker View Post
Even with your reductions, you have several thousand invesments.
Excellent point, even with reducing their 401k holdings to the 6 listed, OP will have the benefit of broad diversification.
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