Saving Advice Forums  

Go Back   Saving Advice Forums > Financial Chit Chat > General Discussion

General Discussion Please read our Forum Rules before posting
Feel free to talk about anything and everything about money.

Like Tree9Likes
  • 3 Post By james.hendrickson
  • 2 Post By msomnipotent
  • 4 Post By clatoden99

Reply
 
LinkBack Thread Tools
  #1 (permalink)  
Old 08-28-2017, 07:49 AM
james.hendrickson's Avatar
Administrator
 
Join Date: Nov 2015
Forum Posts: 821
Default For Those Struggling Financially

For all those lurkers who are coming to the forums because they are struggling financially, remember:

1. Everyone's situation is unique. What works for some people may not work for others.

2. Avoid comparing yourself to others. Some people get gifts or spend on credit to make it look like they are in better shape than they are. This gives them the appearance of success, when in fact their budgets and balance sheets may be in poor shape.

3. Find what works for you to build wealth. Some people do better with paper budgeting, some people need electronic tools.

4. Don't get discouraged, keep working on your goals! You'll get there if you keep working on it.
scfr, LivingAlmostLarge and Tabs like this.
__________________
[email protected]
202.468.6043
Reply With Quote
  #2 (permalink)  
Old 08-28-2017, 10:26 AM
$ Saving College Sophomore
 
Join Date: Jan 2016
Forum Posts: 813
Default

I would like to add:

5. Surround yourself with positive, helpful people and avoid those that like to remind you of your problems. You are under enough stress without having to deal with someone that has never been in your shoes but knows exactly what you "should" be doing.

6. Appreciate the little things, whether they are adding an extra $5 to your savings, enjoying a free day at a park, or just not having yet another costly emergency to deal with that day.
scfr and Tabs like this.
Reply With Quote
  #3 (permalink)  
Old 08-29-2017, 09:16 AM
bjl584's Avatar
Administrator
 
Join Date: Sep 2006
Location: Pittsburgh, PA
Forum Posts: 5,826
Default

I'd add:

7) Don't be afraid to post on the forums. We're all here to help, and there is a wealth of knowledge from a very diverse group of people here.
__________________
Brian
Reply With Quote
  #4 (permalink)  
Old 09-02-2017, 01:23 PM
$ Saving HS Senior
 
Join Date: Dec 2015
Location: new jersey
Forum Posts: 297
Default

Also, avoid the temptation to take high risk short cuts to get rich.

There's a reason why rich people don't play the lottery. Beside an occasional lottery ticket for fun, rich people don't waste time or money on lottery tickets. Meanwhile roughly 50% of all lottery tickets are purchased by the top 10% of the players, who are usually the least able to afford such enormous financial losses.

Similarly, don't get sucked into get rich quick schemes, especially if they tell you that you need to spend money to make money. If they worked, you'd hear about rich people doing them. But since you never hear about actual friends getting rich, they're just scams.

Getting rich takes time and effort. That's why I've been diligently toiling away for decades. Not losing your hard earned money is the best way to get there eventually. One day, Iíll be there too.
Reply With Quote
Reply

Tags
keep going


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -7. The time now is 02:50 PM.


Powered by vBulletin®
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.6.0 PL2 ©2011, Crawlability, Inc.