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Re: I need a plan for paying off debt!
I do think it would help to pay on your high interest credit cards first. Then I would pay your vet and your dad last. Maybe you could give your Dad $5 a week, then he would know you are trying. I loaned money once to a friend. If she had given me $5 a week, I would have felt good and would have loaned to her again. But she didn't . She did not pay me for about 5 years.
Also, i am a dog lover and have always had them. I got them shots when they were puppies and that was it. My dog's have never been on heartworm/flea meds. One lived to be 20, another 14 and I currently have a 15 year old dog who has been to the vet once in her life, to get spayed.
$75 a month could really help out of those credit card bills.
Try taking advantage of those 1% cc offers. I don't think you would get them if your husbands credit was not pretty good, and that is usually whose credit they look at.
I do think it would help to pay on your high interest credit cards first. Then I would pay your vet and your dad last. Maybe you could give your Dad $5 a week, then he would know you are trying. I loaned money once to a friend. If she had given me $5 a week, I would have felt good and would have loaned to her again. But she didn't . She did not pay me for about 5 years.
Also, i am a dog lover and have always had them. I got them shots when they were puppies and that was it. My dog's have never been on heartworm/flea meds. One lived to be 20, another 14 and I currently have a 15 year old dog who has been to the vet once in her life, to get spayed.
$75 a month could really help out of those credit card bills.
Try taking advantage of those 1% cc offers. I don't think you would get them if your husbands credit was not pretty good, and that is usually whose credit they look at.
As far as the CC debt, I got a pre-approved 0% interest for balance transfers until '07 offer in the mail so I am going to roll our highest interest rate card onto that. Finally - the dad debt - I scoured my house and am going to sell some stuff on ebay to start get that ball rolling. 
If I have an emergency at 1AM he's here for me, and his family has to eat too! All to often people leave the Vet bill until last and thats NOT fair to them, not only that how can you look them in the face in the event of another emergency if you owe them? Our Vet is also a friend and his poor wife has spent so much time in small claims court this last year rather than in the office running the show.
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