Retirement Savings -- Countup

[Randomsaver]

Hi LAL, doing good. I feel there will be a huge market uptrend after this stage of consolidation so just continuing to position myself 100% invested when that happens.

How's you?

[Randomsaver]

Market is primed for growth.

Savings to Retire at end-57
Balance: $154K
......Retirement Land & Tiny Home Goal by end-57: $120K. Saved: $74K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Done.

Retirement Condo Goal by end-50: $400K. Done.

At age 62, it is SS onwards
401K Retirement Savings: $484K
IRA Retirement Savings: $103K
Total Retirement Savings: $587K
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 3.71K
IRA : $ 0.37K
Tot : $ 4.08K
Goal: $ 4.50K

The mood is to stay 100% invested and continue salary purchases.

[Randomsaver]

Retirement Account Savings . . . count it up.

I've a long waaaaaays to go . . 10 years including this year is my target.

Retirement Savings : $145K

Trying to re-create my first post on this thread to something I can coompare my future Jan 2027 data (just 4 momths to go)

Jan 2019

Savings to Retire at end-57
Balance: $0K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $0K. In Progress.

Retirement Condo Goal by end-50: $400K. Saved: $110K. In Progress.

At age 62, it is SS onwards
401K Retirement Savings: $140K
IRA Retirement Savings: $ 5K
Total Retirement Savings: $145K
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 1.11K
IRA : $ 0.11K
Tot : $ 1.22K
Goal: $ 4.50K

[Randomsaver]

Let's build 5-Year intervals starting Jan 2020.

Jan 2020

Savings to Retire at end-57
Balance: $0K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $0K. In Progress.

Retirement Condo Goal by end-50: $400K. Saved: $120K. In Progress.

At age 62, it is SS onwards
401K Retirement Savings: $168K
IRA Retirement Savings: $ 12K
Total Retirement Savings: $180K
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 1.38K
IRA : $ 0.14K
Tot : $ 1.52K
Goal: $ 4.50K

[Randomsaver]

Savings to Retire at 55 to be used for Age 56-60
Balance: $ 55K
End-Goal by 55: $100K (that means a living budget of $20K/year for age 56, 57, 58, 59 and 60)
Retirement Condo $400K: Fully Paid (No Renting expense!)

At 61, saved rent income will cover it; at age 62, it is SS onwards
401K Retirement Savings: $ 305K
IRA Retirement Savings: $ 63K
Total Retirement Savings: $ 368K (market dropped 5% the past 30 days)


My Forecasted Monthly Retirement Check Amounts, if to retire starting 2026 (actual withdrawal can only start in Jul of 2031):
401 : $ 1.49K
IRA : $ 0.30K
SS : $ 1.52K
Tot : $ 3.31K
Goal: $4.00K (Adjusted)
The mood is keep buying those yummy discounts!

Jan 2025

Savings to Retire at end-57
Balance: $55K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $55K. In Progress.

Retirement Condo Goal by end-50: $400K. Done,

At age 62, it is SS onwards
401K Retirement Savings: $305K
IRA Retirement Savings: $ 63K
Total Retirement Savings: $368K
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 3.01K
IRA : $ 0.30K
Tot : $ 3.31K
Goal: $ 4.50K

[Randomsaver]

Back-tracking.

Jan 2015

Savings to Retire at end-57
Balance: $0K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $0K. In Progress.

Retirement Condo Goal by end-50: $400K. Saved: $0K. In Progress.

House #1 Equity: $80K

House #2 Equity: $63K

At age 62, it is SS onwards
401K Retirement Savings: $108K
IRA Retirement Savings: $ 2K
Total Retirement Savings: $110K
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 0.84K
IRA : $ 0.08K
Tot : $ 0.92K
Goal: $ 4.50K

[Randomsaver]

Do I dare? I dare!

Jan 2000

Savings to Retire at end-57
Balance: $0K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $0K. In Progress.

Retirement Condo Goal by end-50: $400K. Saved: $0K. In Progress.

House #1 Equity: $ 8K

House #2 Equity: $ 0K

At age 62, it is SS onwards
401K Retirement Savings: $ 4K
IRA Retirement Savings: $ 0K
Total Retirement Savings: $ 4K
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 0.03K
IRA : $ 0.00K
Tot : $ 0.03K
Goal: $ 4.50K


Jan 2005

Savings to Retire at end-57
Balance: $0K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $0K. In Progress.

Retirement Condo Goal by end-50: $400K. Saved: $0K. In Progress.

House #1 Equity: $ 18K

House #2 Equity: $ 0K

At age 62, it is SS onwards
401K Retirement Savings: $16K
IRA Retirement Savings: $ 0K
Total Retirement Savings: $16K
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 0.12K
IRA : $ 0.00K
Tot : $ 0.12K
Goal: $ 4.50K


Jan 2010

Savings to Retire at end-57
Balance: $0K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $0K. In Progress.

Retirement Condo Goal by end-50: $400K. Saved: $0K. In Progress.

House #1 Equity: $62K

House #2 Equity: $ 6K

At age 62, it is SS onwards
401K Retirement Savings: $ 42K
IRA Retirement Savings: $ 1K
Total Retirement Savings: $ 43K
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 0.32K
IRA : $ 0.03K
Tot : $ 0.35K
Goal: $ 4.50K

[LivingAlmostLarge]

are you done?

[Randomsaver]

^Not yet. Gotta reach the goals first.

[LivingAlmostLarge]

Random can you simplify what you have and what a goal is? It's so confusing and hard to read and understand

[Randomsaver]

Random can you simplify what you have and what a goal is? It's so confusing and hard to read and understand

I copy pasted below the goal lines.

......Retirement Land & Tiny Home Goal by end-57: $160K.
Total Retirement Savings Goal: $720K
Goal: $ 4.50K

[Randomsaver]

Happy Labor Day Weekend to y'all!

Market is consolidating for growth.

Savings to Retire at end-57
Balance: $157K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $77K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Done.

Retirement Condo Goal by end-50: $400K. Done.

At age 62, it is SS onwards
401K Retirement Savings: $484K
IRA Retirement Savings: $103K
Total Retirement Savings: $587K. In Progress.
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 3.71K
IRA : $ 0.37K
Tot : $ 4.08K. In Progress.
Goal: $ 4.50K

The mood is to stay 100% invested and continue salary purchases.

[Randomsaver]

Back-tracking so I can have future comparisons.

Jan 2017

Savings to Retire at end-57
Balance: $0K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $0K. In Progress.

Retirement Condo Goal by end-50: $400K. Saved: $50K. In Progress.

House #1 Equity: $90K

House #2 Equity: $101K

At age 62, it is SS onwards
401K Retirement Savings: $122K
IRA Retirement Savings: $ 4K
Total Retirement Savings: $126K. In Progress.
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 0.94K
IRA : $ 0.09K
Tot : $ 1.03K. In Progress.
Goal: $ 4.50K

[Randomsaver]

Jan 2018

Savings to Retire at end-57
Balance: $0K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $0K. In Progress.

Retirement Condo Goal by end-50: $400K. Saved: $ 78K. In Progress.

House #1 Equity: $100K

House #2 Equity: $128K

At age 62, it is SS onwards
401K Retirement Savings: $130K
IRA Retirement Savings: $ 5K
Total Retirement Savings: $135K. In Progress.
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 1.00K
IRA : $ 0.10K
Tot : $ 1.10K. In Progress.
Goal: $ 4.50K

[Randomsaver]

Copy pasting from above so it's in sequence.

Jan 2019

Savings to Retire at end-57
Balance: $0K
......Retirement Land & Tiny Home Goal by end-57: $160K. Saved: $0K. In Progress.
......Bridge Fund Goal by end-53: $80K for ages 58, 59, 60 and 61. Saved: $0K. In Progress.

Retirement Condo Goal by end-50: $400K. Saved: $110K. In Progress.

House #1 Equity: $110K

House #2 Equity: $158K

At age 62, it is SS onwards
401K Retirement Savings: $140K
IRA Retirement Savings: $ 5K
Total Retirement Savings: $145K. In Progress.
Total Retirement Savings Goal: $720K

My Forecasted Monthly Retirement Check Amounts, if to retire starting 2027 (withdrawal can only start in Jan of 2033 or 7+ years from now):
401 + SS : $ 1.11K
IRA : $ 0.11K
Tot : $ 1.22K. In Progress.
Goal: $ 4.50K