where to invest 100k

[coloradoheidi]

I am single, 42, no debt and mortgage paid off. I have maxed out my 401k, Roth and Traditional IRA accounts. I am looking where I should invest spare cash of $100k that requires min management and max benefits
Any advise is welcome, thanks.

[bjl584]

Will you need cash for anything in the near future (5 years or less?) A new car, house, some other major purchase? If so, then I would keep at least a portion of it in cash in a savings account. You didn't mention if you had an emergency fund. You should always keep 3 to 6 months of expenses in cash on hand. After that is met, you can invest the rest. But what you invest in will be determined by your appetite for risk. Mutual funds or efts may be a good option for you. There are thousands. Pick one or ones with no loads, low fees, and a good track record or performance. Target funds could be an option if you want to take some of the active management out of the equation.

[jIM_Ohio]

Focus on setting goals, and let the goals flush out where to invest other money.

For example, no mention was made of your tax situation, age, when you expect to need access to money or similar.

[Ramose]

I agree with the others. If you want some more specific advice you need to give us more information.

[p_wyt_12]

If you don't have any other loans or debts to be paid then investing it in business would be good. Property buying then renting it out is I think a good income generator.

[robertlahm2]

Re- where to invest 100K

I think you should hold some cash with you. You don't really know when can a calamity strike. So having a substantial amount to your access will prove to be beneficial and assuring.
You can invest some part of the 100K in some business which can give you constant income. One of my friends invested in ATMs. He is getting regular and substantial income from it. Even you can try it. More and more people are turning to ATMs nowadays so this trend is surely here to stay.

[Anton martin]

You must look for expert

I wish you must look for good financial expert for your investments, so that he/she can guide you for your all financial concerns as well as he/she give you most beneficial investment options. You need to look for financial advisor who can do perfect financial portfolio management for as well as to be with you throughout your financial planning.

[snafu]

What are you holding in your 401K, Roth,& IRA accounts? What is your RISK profile? You needn't invest the entire sum at one time, you might look at International Investment in Australia or Columbia, S America. If safety is most important choose basic companies like J & J, PG, Coke, B&P etc. Have dividends reinvest and you should be fine

[Bayspieler]

I am single, 42, no debt and mortgage paid off. I have maxed out my 401k, Roth and Traditional IRA accounts. I am looking where I should invest spare cash of $100k that requires min management and max benefits
Any advise is welcome, thanks.

Wow, it sounds like I should be asking you for personal finance advice.

I guess without knowing anything else and making a few assumptions, I'd suggest getting an account with a no load mutual fund company and putting about half that money in a S&P 500 stock fund and about half in a bond fund.

Oh, and take about $5000 - $10000 and get yourself something nice. It sounds like you deserve it.

[thecollege123]

Hi there!.. My name's Andrew and I'm new here. I guess, it is also tough where to decide to invest your money. Just be sure to put it in the best hands where it would surely be an addition to your financial assets. Though investing is good, you must also learn the idea of securing, perhaps with a reliable bank, so as to easily have the cash you need in case you encounter such emergency.