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Thought I'd get this started and would like everyone to put their thoughts into this. When it comes down to it, not all savings is the same. That's not to say that saving small amounts doesn't add up over time, but if you're just beginning, the best place to start is with things that have the potential to save you a large amount of money rather than a small amount.
What I'd like to do is get this thread going with your ideas that will save a person over $100. The idea is that doing that single thing will result in a savings of $100+ (as opposed to several small things that add up to $100) so that people who are looking to get a quick jump on saving money can focus on those things that have the potential to save them a lot.
If possible, it would also be nice if you can explain how the savings can be achieved (since what may seem obvious to you may not to other people) which will go a long way to helping those implement the idea.
For example, my mom was paying $79.20 a month for cable, but she didn't want to reduce the package that she had. There were other competing firms offering a free month and $29.95 a month after that for similar service. So I gave a call to the cable company today to see if we could get a better deal for her. I simply called and went directly to the cancel service option. I explained I had a better deal from one of their competitors (they asked which offer and I gave the company name and the offer), but really didn’t want to go through all the hassle of changing if they could give me a similar deal. While they didn’t match the deal, they did drop the rates significantly over what she had been paying.
The exact same service (including the premium channels my mom likes) was reduced to $39.95 a month rather than the $79.20 which is good for 6 months - that’s a nearly a 50% savings a month and a total savings of $235.50 over the 6 months of the offer. Certainly not bad for a 15 minute phone call.
What have you done in the past that has saved you over $100 that anyone else could do?
What I'd like to do is get this thread going with your ideas that will save a person over $100. The idea is that doing that single thing will result in a savings of $100+ (as opposed to several small things that add up to $100) so that people who are looking to get a quick jump on saving money can focus on those things that have the potential to save them a lot.
If possible, it would also be nice if you can explain how the savings can be achieved (since what may seem obvious to you may not to other people) which will go a long way to helping those implement the idea.
For example, my mom was paying $79.20 a month for cable, but she didn't want to reduce the package that she had. There were other competing firms offering a free month and $29.95 a month after that for similar service. So I gave a call to the cable company today to see if we could get a better deal for her. I simply called and went directly to the cancel service option. I explained I had a better deal from one of their competitors (they asked which offer and I gave the company name and the offer), but really didn’t want to go through all the hassle of changing if they could give me a similar deal. While they didn’t match the deal, they did drop the rates significantly over what she had been paying.
The exact same service (including the premium channels my mom likes) was reduced to $39.95 a month rather than the $79.20 which is good for 6 months - that’s a nearly a 50% savings a month and a total savings of $235.50 over the 6 months of the offer. Certainly not bad for a 15 minute phone call.
What have you done in the past that has saved you over $100 that anyone else could do?
Yes, I am a very boring guy.
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