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$$$ Stretcher article offered suggestions for smart uses for tax refunds. [sorry, I couldn't get the link to work]
1. pay down/off credit card[s]
2. add to retirement a/c
3. re-finance home to lower interest rate
4. lump sum payment to mortgage principal
5. home repairs, small fix-ups
6. remodel/update home to add value [kitchen & bathrm]
7. if you plan to buy a new[er] car, have your car 'detailed' for appearance added value
8. have your car serviced [tune-up, oil change, tires etc]
9. Give yourself a treat like spa day, quality dinner out
10. get serious about cash flow, managed budget
1. pay down/off credit card[s]
2. add to retirement a/c
3. re-finance home to lower interest rate
4. lump sum payment to mortgage principal
5. home repairs, small fix-ups
6. remodel/update home to add value [kitchen & bathrm]
7. if you plan to buy a new[er] car, have your car 'detailed' for appearance added value
8. have your car serviced [tune-up, oil change, tires etc]
9. Give yourself a treat like spa day, quality dinner out
10. get serious about cash flow, managed budget