Family and I are DEBT FREE! WAHOO!

[MrPolarZero]

Well, congratulations to you. It is actually quite hard maintaining only a few debts nowadays, but you are still lucky to be able to do it.

[Bookkeeper-For-You]

Excellent, bravo brother!

[couchrobt]

That is just awesome don't you think??! I believe so! And good job! I personally would love to be debt free. If there's a will there's a way. I and going to drag myself to be debt free too! Who knows?!

[rj.phila]

hot dog: $5. beer: $7. ticket to game: $35. being out of debt? PRICELESS.


congrats, well done. best feeling in the world, aint it? i salute you with my bowl of beans and rice!

[Joan.of.the.Arch]

Ahem, I would like to enhance that last statement a bit:

2hot dogs: $10. 2beers: $14. 2tickets to game: $70 [Can you really get such inexpensive tickets?] He did not do this by himself, so his mate gets to celebrate, too.

[khosta]

Congrats!!! That's awesome for you guys, especially being so young and newly weds!! It's nice to hear people can talk things out and work out their finances togther!! Go celebrate!!! Date night!!!

[KennySoward]

A success story! That is super! I'm excited for you. So many people with financial problems, doesn't it feel good now?

[jerrycates]

Congratulations! That is so good for you! Keep it like that... it will be a smooth flow of life in the long run for all of you!

[fruitbowlk]

Congrats. It's such a great feeling.

[Ima saver]

Congratulations! I know you must be proud. I paid off my home when I was 32 and have been mortgage free since then. It feels good!

[maat55]

Frrrrreeeeeeeeeddooooooooommmmmmmmm. Congrats.

[jerrycates]

Best feeling exactly. It will just take a whole lot of self discipline and living within your means. If you can get to do that to start with, then the future is debt-free for you.

[Frugal]

Congratulations. I am working on getting to where you are out. Rethinking that college degree I got, that does not seem to pay off at all, and on which I will be making student loan payments for years to come! You are one of the lucky ones, that has managed to escape the trap of student loan debt...I have this debt, and my spouse does not, but it can be very difficult to pay this off, if you have more education. (( Anyway, it is always good to see one success story! My parents are also close to all their debt paid off, they just have a small mortgage. That is good for a large family with a lot of kids to support!

[canada94]

I just made the final payments to our credit cards tonight to announce my family and I are now debt free!

I'll share my testimony by giving you guys our backgrounds, pre debt spending habits, when we chose to conquer debt and which books/resources we chose to use.

Both my wife and I are in our mid to post 20's. I'm 28 and she's 25. We live in Kodiak, Alaska whaaaa... Alaska? Yeap, Alaska! For those who don't know the cost of living in Kodiak is extremely high. I would probably rate it as high as living in Hawaii or in New York, New York. Examples: 1 gallon of unleaded gas as of right now is $4.09 and the cost of 1 pound of Roma Tomatoes is at $3.99.

Okay now back to our backgrounds. We got married in early 2009 and I took the initiative that we both were on the same page on how we managed our finances i.e. no spending money unless we both agreed on it. She had no debt to bring into the marriage pre-wedding but I did. I had a little under $11,000 to bring into our marriage pre-wedding. Our wedding cost us about $800 out of our pocket and the rest was covered by our family. So that brought us to about a little under $12,000. Our spending habits for the first year wasn't healthy at all so we chose to buy a few books on Amazon.com and see what we could get out of them. Out of the few books we bought one book stood out the most and it was 'America's Cheapest Family' written by the Echonomides. We call that book our Bible for finances!

It took a while getting use but once the ball got rolling we were able to pay off all of our debt in one year! Our truck loan's remaining balance of $3,800, my remaining student loan of $3,200, our credit card debt of $5,000ish and that was with a new born baby boy in the picture!

So here's to us being DEBT FREE! CHEERS!

Way to go, it really is great when your debt free, and as you know, the hardest part of becoming debt free is.......gettin off your butt, makin the decision,findin a plan and stickin to it.you rock!

[cameorose]

Congrat's Two You Both!

To be out of debt at such a young age, is incredable. Now you can save to buy what you want. Don't go in debt.I live in NC and we also are out of debt. We have a house, my husband built with is own two hand's. We lived in a used trailer, and built it one board at a time!! It took us about nine year's. A long time, but no thirty year morgage!!!!!! We saved 21 years of monthly payment's. Time to celebrate!! Drink's all around!!!