Hi All,
I have a dilemma that I hope someone can shed some light for me. I am a 30 year old male with roughly 32K in credit card debt. This 32K is an accumulation of bad choices that happened in my 20's. Now that I am 30 its time to take control of this. So I have 25K saved up and I was wondering if you guys can shed some light for me. Im torn between using some of my savings to pay off the debt or not using it at all. I really don't want to touch that savings because of emergencies and I like having this cushion in my life. What would you guys do? Should I just bite the bullet use it all to pay this off? Should I use partial? Should I not even touch it?
I have a dilemma that I hope someone can shed some light for me. I am a 30 year old male with roughly 32K in credit card debt. This 32K is an accumulation of bad choices that happened in my 20's. Now that I am 30 its time to take control of this. So I have 25K saved up and I was wondering if you guys can shed some light for me. Im torn between using some of my savings to pay off the debt or not using it at all. I really don't want to touch that savings because of emergencies and I like having this cushion in my life. What would you guys do? Should I just bite the bullet use it all to pay this off? Should I use partial? Should I not even touch it?
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