I just need to brag a little. I mailed in a cashier's check for the balance of my car loan yesterday (paying off a 5-year loan after 2.5 years), and as soon as they post it against my loan balance, I'll be debt-free! And I turn 30 next Friday, so debt-free by 30!

This is a big achievement for me; though I've never been in out-of-control credit card debt or anything, I have always carried SOME form of debt, be it student loans, credit card, or auto loan, since I was about 18 or 19. And now I'm finally free! (Until I have enough for a downpayment on a house and go get a mortgage, that is.)