I hope I can get some help from someone with more knowledge than me ( won't take much )! Let me explain a little bit about myself and the problem.
I'm 25 and last year I was bitten by a bat and had to have a series of rabies shots. I have no insurance. However, I qualified for aid and still $400 something to the local hospital.
I had been making small payments on the bill but recently have been totally in the poor house and had to let the payments slip. I intended to pay the remaining $260 that I still owed after my payments with my tax return.
Well, I got a call friday from Eagle Recovery Associates ( a debt collector ) and the woman was very nice but told me it was in regards to my medical bill and told me I owed $1260! I asked where the additional 1,000 came from and she eventually said it was the aid I qualified for and it had been lifted. I told her there was no way I could pay all that money and was upset and frozen and I ended up giving her some of my info like income amounts, where I work and bill amounts..etc. She verified my phone number and address. I was so terrified and scared that I gave her that info and now that I was looking stuff up I'm worried that would put a big red crosshair on me and get me sued and they can start garnishing my wages.
I don't make a whole lot, in fact, there isn't much left over for food, even. I'm now living on my own, renting a house and have a low paying job.
the lady told me she would see what she could do and will call me back. That was friday evening so I'm expecting a call tomorrow ( monday ).
What on earth do I do? that money doesn't sound like a lot but it is to me. I get my taxes soon but even it isn't enough to pay off the full amount. Can I try and see if they'll take half in a lump sum? How does that work? I'm almost completely clueless!
Tomorrow I'm going to call the hospital and verify that they sold my dept to a collector and ask if there is ANYTHING I can do to remedy this without a debt collector.
Please help a girl out.
I'm 25 and last year I was bitten by a bat and had to have a series of rabies shots. I have no insurance. However, I qualified for aid and still $400 something to the local hospital.
I had been making small payments on the bill but recently have been totally in the poor house and had to let the payments slip. I intended to pay the remaining $260 that I still owed after my payments with my tax return.
Well, I got a call friday from Eagle Recovery Associates ( a debt collector ) and the woman was very nice but told me it was in regards to my medical bill and told me I owed $1260! I asked where the additional 1,000 came from and she eventually said it was the aid I qualified for and it had been lifted. I told her there was no way I could pay all that money and was upset and frozen and I ended up giving her some of my info like income amounts, where I work and bill amounts..etc. She verified my phone number and address. I was so terrified and scared that I gave her that info and now that I was looking stuff up I'm worried that would put a big red crosshair on me and get me sued and they can start garnishing my wages.
I don't make a whole lot, in fact, there isn't much left over for food, even. I'm now living on my own, renting a house and have a low paying job.
the lady told me she would see what she could do and will call me back. That was friday evening so I'm expecting a call tomorrow ( monday ).
What on earth do I do? that money doesn't sound like a lot but it is to me. I get my taxes soon but even it isn't enough to pay off the full amount. Can I try and see if they'll take half in a lump sum? How does that work? I'm almost completely clueless!
Tomorrow I'm going to call the hospital and verify that they sold my dept to a collector and ask if there is ANYTHING I can do to remedy this without a debt collector.
Please help a girl out.

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