Hey all,

First post here. I have Private student loans through Wells Fargo and Chase.

Wells Fargo has a balance of 6200~ with an APR of 4.25%

Chase has a balance of 18,000~ (2 loans together) one at 9.75% and one at 10.75%

I was going to consolidate my loans from chase to wells fargo but the interest rate was only 10.54% so I deemed it not worth the effort.

Is there any way I can get a lower interest rate on my chase student loans?