If you decide you want to remain in the house until retirement...mortgage loans offer best interest rates. Don't plan on super low rate as your credit rating will affect the rate you get.
Christmas is coming and I hope you can make it clear that 'gran' needs to look after some financial issues. Your DKs and DGKs need to understand that holiday spending will be restricted. Plan to make cookies or crafts rather than buy/spend/debt. The holidays are not the time to cave to the all too powerful marketing machine who suggest love can be measured by sums spent.
Christmas is coming and I hope you can make it clear that 'gran' needs to look after some financial issues. Your DKs and DGKs need to understand that holiday spending will be restricted. Plan to make cookies or crafts rather than buy/spend/debt. The holidays are not the time to cave to the all too powerful marketing machine who suggest love can be measured by sums spent.
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