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Old 07-04-2016, 08:45 PM
DaveInPgh DaveInPgh is offline
Join Date: Aug 2011
Forum Posts: 885

Originally Posted by 97guns View Post
you dont realize you spend that much until its tallies up
David Bach is rarely listed among recommended authors on the personal finance message boards I have been on. But his discussion about the "latte factor" really helped me get my spending under control many years ago.

Back then it was dining out for lunch every day at work that was killing my wallet.

I think my excess spending on pop/soda is an after effect of paying off our mortgage and not immediately (and automatically) reallocating those funds previously assigned to our mortgage.

Hoping this thread has the same impact Bach's book had on me years ago.
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