Between reading the forums and blogs I am yet again rethinking my strategy. I am making steady progress and never understood the Ramsey method of just one debt at a time, I pay extra on all items, more on high % but some on everything each check. The logic is there of why his system works but I think I am missing out on time to grow savings/ retirement. I also enjoy seeing all # going down steady. I also am not sure about the zero based budget either. I mean, I have an EF...
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