Well yesterday was a scorcher 110 degrees and today is 70...such a difference had a few fires in our state but not near us but we had all the animal and our go bags ready...so glad we didn't need them. Has been hectic time with so much family drama...we don't have drama but the rest of the family does. I have been helping my step son with papers for court for his divorce...his wife is greedy and his teen daughter has been having a hard time as her mother hadn't seen her in 11 weeks and then s ...
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I've been so busy with sales that I haven't had time for much else! [b]Sale #1460 (JA) $10.00[/b] Better Homes & Gardens Cotton Queen Blanket (Joint with my FIL) - We paid $5.35 Sold for $10.00 Profit = $4.65 [b]Sale #1461 (AB) $12.00[/b] Better Homes & Gardens String Lights (2) (Joint with my FIL) - We paid $3.53 each Sold for $6.00 each Profit = $4.94 [b]Sale #1462 (AB) $12.00[/b] Better Homes & Gardens String Lights (2) (Joint with my FIL) - We paid $3.53 each Sold for $ ...
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Does my blog look blown up to the rest of you? It starts to load correctly, but then just looks huge (or maybe wide) on the screen. Thanks for the feedback! The second thing is that we received another utility rebate check in the mail for $27.73. This one was also to be direct deposited. I received an email back from the utility servicing company that they are looking into why it was not direct deposited as directed by us. ...
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It's pay day! I paid my credit cards (always pay in full) and my mortgage. There's a healthy amount left in checking, which is good, since I'll be writing a $500 check for my car repair soon. I hope soon! There is a possibility my car will be ready today, but I am not holding my breath. I also paid $100 for the mammogram I had last month. The basic mammogram is free on my plan, but I got an ultrasound as well. I was surprised at the cost, but, oh well, without insurance it would have ...
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What can I say? :) So far, so good! Best thing so far - I have my own office!! Next best thing - once I get trained on the databases, I will be BUSY! Next best thing - my new supervisor seems easy to get along with so far Next best thing - people seem happy for me to be there - very friendly so far Next best thing - Flex time!! I worked an extra 15 minutes on Friday, so tomorrow I get to leave 15 minutes early. This Friday I'm going to my former supervisor's retirement party - and am abl ...
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We got our quarterly bonus this week. I'm happy to get it, of course, but I do get a bit annoyed by how it is calculated. Parts of it are based on my performance, satisfaction scores, and adherence to quality metrics. I'm fine with all of that. I did miss one of my targets this quarter but that's totally on me so no complaints about that. The problem is that parts of it are also based on the overall performance of everyone, their scores, and their adherence to quality metrics. That means I co ...
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As you all know, I’m trying to learn more about investing. I’m not quite ready yet, but would like to learn. I met with a financial advisor today who told me, that I can take my rollover IRA, that I’ve contributed funds to after taxes, and roll back into my 401(k) on the job. Now, I’m not that knowledgeable but to my understanding this is a no-no and can be viewed and double dipping. I remember reaching out to a Fidelity adviser who informed me it wouldn’t ...
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Yesterday was quite a day. I caught the train to go downtown (in my city, not the big city), and then I saw the bus I needed parked at the station. It was empty and the door was closed so I waited. Well, apparently it was break time for the driver; I waited quite a while, and I debated walking to the library instead. And I was sitting outside on a bench -- no place to sit inside the station. But we finally got on the road, and I went to the dealer to pick up my owner's manual, which they ...
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It's been a busy couple weeks. Took care of some financial things. Got the property taxes all paid, got the mystery 401K contribution from husband's old employer rolled over into his new 401K. Finished the yearly open enrollment for insurance, and I had my baby shower. I got a ton of stuff. Now I need to sort through all of it and see what I actually need to keep and what I still need. The nursery is not finished so the presents are currently stacked and taking up my entire living room, al ...
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There isn’t a single industry that doesn’t face the risk of injury. And this is why the management needs to take the right measures in ensuring the safety of employees against injuries. One thing that most enterprises don’t understand is that relying only on insurance alone for protection isn’t an effective nor cost-effective strategy. As a matter of fact, the more risk your employees face, the higher the insurance rates you will have to pay. But, did you know that b ...
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There isn’t a single industry that doesn’t face the risk of injury. And this is why the management needs to take the right measures in ensuring the safety of employees against injuries. One thing that most enterprises don’t understand is that relying only on insurance alone for protection isn’t an effective nor cost-effective strategy. As a matter of fact, the more risk your employees face, the higher the insurance rates you will have to pay. But, did you know that b ...
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There isn’t a single industry that doesn’t face the risk of injury. And this is why the management needs to take the right measures in ensuring the safety of employees against injuries. One thing that most enterprises don’t understand is that relying only on insurance alone for protection isn’t an effective nor cost-effective strategy. As a matter of fact, the more risk your employees face, the higher the insurance rates you will have to pay. But, did you know that b ...
[ Read More ]

There isn’t a single industry that doesn’t face the risk of injury. And this is why the management needs to take the right measures in ensuring the safety of employees against injuries. One thing that most enterprises don’t understand is that relying only on insurance alone for protection isn’t an effective nor cost-effective strategy. As a matter of fact, the more risk your employees face, the higher the insurance rates you will have to pay. But, did you know that b ...
[ Read More ]

There isn’t a single industry that doesn’t face the risk of injury. And this is why the management needs to take the right measures in ensuring the safety of employees against injuries. One thing that most enterprises don’t understand is that relying only on insurance alone for protection isn’t an effective nor cost-effective strategy. As a matter of fact, the more risk your employees face, the higher the insurance rates you will have to pay. But, did you know that ...
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Day One: Pork chops smothered in onions Baked potatoes Salad Day Two: Carne Asada Pico de Gallo Stir-fried cabbage, onions, bell peppers, and carrot shreds Day Three: Chicken Fajitas Leftover stir-fried veggies Day Four: Chili Baked Potatoes Broccoli Day Five: Beef Stew with potatoes, carrots, and parsnips Salad Day Six: Homemade pizza with pepperoni, sausage, bell peppers, and onions Salad Day Seven: Chicken Shawarma Naan bread Tzatziki Stir-fried cabbage an ...
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I applied for, and was assigned, 3 more secret shops this evening. One for next Tuesday (Jack in the Box), one the Tuesday after that (same JitB location), and one the Tuesday after that (a phone shop for tire stores). Still looking forward to being paid for the first one, at the credit union. I did not calculate the interest exactly right, so did make an adjustment to my 5th wheel loan balance, in my favor. I was using a banker year (360 days) to calculate the interest, but Bank of the We ...
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Hi! I feel really bad that I haven't written anything in a while. I've been saving money and spending money, still sticking with my budget. I have developed a spreadsheet that works really well. It's based on YNAB, but I ended up divorcing YNAB for two reasons (that you couldn't carry over a negative balance and that it was expensive!). I still have buckets and every dollar has a job. The thing I am saving for now is: college. It's not that far off (F is in 9th). So I'm putting all o ...
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We are expecting our first 100 degree day tomorrow...have made lots of salads, ice, have put out water in the yards for all the animals that may need it...so heres hoping for no fires...Australia is on fire already don't need any near us...I think its going to be a real hot summer ...
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Yes, we finished the FAFSA, the American college apps, and got what I can only describe as a staggering Expected family Contribution number. It was almost equivalent to my salary. I have little other news as it will take me a while to wrap my head around that number. Here's an interesting take from the NYT on EFCs: https://www.nytimes.com/2019/11/15/your-money/fafsa-financial-aid-student-loans.html Life, cold weather, and November continue. ...
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One of the desires of many people is to have the utmost comfort and peace of mind when they retire. Undoubtedly, being in retirement is not a surety that you will be happy. Unless the right approaches and moves are in place, this could remain a mirage. We explore five essential yet frugal tips for retirement living. Read with us! Off-Peak Deals While traveling is fun, it is imperative to be quite economical in the process. There are various deals that you could easily take advantage of, leavin ...
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