I think things have mostly settled down on the "tragedy" front. But last week ended up being pretty heavy. Considering every week for most of 2018 was like that, I have no idea how I made it through last year. I think I am just emotionally drained. I should be happy/relieved to have some more time and space, but I suppose some of why it feels just as hard (just one bad week) is I actually have time to process everything that is going on. Last year I didn't have time to process, or to dwell ...
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I had my annual advisory checkup with T. Rowe Price today..such an invaluable tool that helps ensure I'm on track with my retirement planning. And yep, it's official...I now have 2 commas in my net worth. Something I was aiming for, for a very long time. It's really hard to believe I did it. Truth be told, it makes me a little sad, because I can't help but remember my old friend R., who in the last year of his life was kidding me about being "an almost-millionaire." He would be so proud ...
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First, I'm not sure how clear I can make this post as there is a lot I'm juggling financially. I 'feel' like we are in financial chaos, but I've been working very hard to turn those thoughts and feelings around. We are coming up on summer and both of our daughter's are taking classes. The combined tuition is over $4,400 plus books. No scholarships or loans available during the summer this time. The easiest thing to do is to withdraw the money in full from the Educational Savings accounts. Bu ...
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I will see the physical therapist three more times -- tomorrow, Sunday, and Tuesday. Then on Thursday I will see the doctor. One more week. On Wednesday it will be payday. Looking around in my paperwork yesterday, I saw a document stating that my out-of-pocket expense for the home services will be $3766. More than I expected, but maybe insurance will still take a bit out of that. I haven't been billed yet. I hope it will take them a while to do that. Whatever, it is worth it. As ...
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I know, any thing extra should be going to the CC but it bothered me that I did not add the extra $25 to the mortgage this month so I went ahead and added it. Habits are hard to break. I also calculated the mortgage for 15 years, I’d have to pay an extra $300 a month, but won’t be able to do this for awhile April was a doozy, I knew it would be due to an event that I’d committed to but next month it’s on and popping like popcorn 🍿 Back to knocking CC9 ...
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I got a nice surprise this morning -- an earlier-than-usual deposit from one of my mystery shop companies. The majority of it was reimbursements, but I also got $16 in payment. I expect one more small payment this month from a different company. I am waiting for the physical therapist now. I thought we had at appointment at 9, and now it's 9:34. I guess I was wrong. I wonder when, and if, she will come today? I took a full shower today and washed my hair. I feel so good. I am real ...
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Adding in FB Sales and last payday. Closing in on $18K! Current Balance $17,575.00 +$240.00 FB Sales +$50.00 MO Payday to Our Savings (4/12) Balance $17,865.00 Local Savings $9280.00 GC Savings $850.00 Capital 360 Savings (US) $3770.00 Capital 360 Savings (Mom Loan Payback Account)$1615.00 Capital 360 Savings (Rental Deposit Account #1)$850.00 Capital 360 Savings (Rental Deposit Account #2)$1500.00 Total Savings = $17,865.00 52 Week Challenge 2019 Total = $300 (Weeks 1-24 a ...
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I got my staples and stitches out this morning. I had both, because my surgery was performed with the help of a robotic arm. The removal procedure was not painful, and I feel so much better, especially without the staples, which were binding. Yesterday I had my son pick up a few groceries which came to $20. This was the last day the nurse visited me, so I think the billing will happen soon. I believe the PT will finish up this Friday. I'm not sure whether I will receive separate bills ...
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Life has been busy! I was at my daughter's in NC the 4th through 9th visiting. Before I left, I helped the family clear out grandma's house so we could get it on the market. It sold within 24 hours! After I got back, I cleaned out the room I am taking at my dad's after my lease is up. I hired my BFF daughters to paint it. I will also get new carpet before I move in (paint and carpet were at least 20 years old). I finally came back to my place this past Sunday after being gone 11 days. My a ...
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We are going to Texas this summer. My daughter wanted to attend a convention there so we decided to make a family trip out of it. My wife and I have never been to Texas and DD was in Dallas once for a youth group convention but didn't really get to see much there. I booked the hotel months ago when DD registered for the convention but hadn't booked airfare. Also, I decided today (based on how much PTO I have left to use) to extend my vacation. So we're now going 1 day earlier and leaving 2 da ...
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[b]Total sales for the week were $413.50!![/b] I've been organizing and marking like crazy for a rummage sale in a few weeks. Happy to be able to contribute to my families financial well being. :) [b]Sale #1220 (JK) $3.00[/b] Bundt Cake Pan - I paid $1.07 Sold for $3.00 Profit = $1.93 [b]Sale #1221 (SL) $24.00[/b] Bath and Body Lotions - I paid $3.54 each Sold for $6.00 each Profit = $9.84 Garanimals Infant Socks 10pk - I paid $1.61 Sold for $4.00 Profit = $2.39 For my ...
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I hate to admit this, but I've been using YNAB as a tracking tool for years rather than the intended function of fully planning ahead. I had an epiphany this weekend. I totally rearranged my categories into timing (Monthly, Recurring, Needs, Fun, Other) rather than topics, researched how to appropriately track my HSA income/expenses, and moved my emergency savings into one big category lump sum rather than tracking by account. I think I finally get it!! I pay off my credit cards in full e ...
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Neither the nurse nor the physical therapist will visit today. Tomorrow the nurse will remove my stitches and staples, and the physical therapist will visit on Wednesday and Friday. My improvement continues to be pretty amazing. I am getting more flexible every day and I am able to go much longer without pain pills. I really think when the doctor sees me next week, I will be good to go. People ask me if my hip feels a lot better. Well, of course, that is the area that hurts, because t ...
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well my friend has finally made it here...our food budget is way off track but we have had extra people over, a bbq for my hubbys b-day etc...but all bills are paid and we havent really done anything much yet except a little shopping which I bought nothing...so far so good have a few day trips planned but we have 3 months so going to spread them out...and its becoming cooler here as it is fall here...going to try real hard to stick to my budget while she is here so we will see what happens....wh ...
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I haven't blogged for a while, but I do keep up with reading them! Last night my brother, SIL, nephew, niece, her boyfriend and I went out for dinner and surprise! My niece and her boyfriend are engaged! We had a fun celebratory dinner and my brother picked up the tab. Our family has been through so much lately with serious health issues so this was a welcome, happy announcement. I enjoyed a broiled crabcake, side of broccoli, and a salad for dinner. I had an unsweetened ice tea for my dr ...
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Sitting here looking out the window and seeing snowflakes. It seems like every Sunday we have bad weather. Last Sunday was dreary rain. Today it was a potpourri -- rain and now some snow. It doesn't look like it will stick and I'm glad. Not a whole lot going on otherwise. Today is Palm Sunday and we have Holy Week Services throughout the week and then next Sunday is Easter. I already bought a small ham because for just the two of us, we do not need a huge ham. I know you can freeze it, bu ...
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You can even increase the value by doing improvements. The subsequent advice will lead you to develop successful redecorating projects. Use fans to cool your house in your home during the summertime to become more energy-efficient. Ceiling fans are perfect for increased circulation and for that reason help to keep the area cooler. Take into consideration what section of the house you would like to improve first. Prepare yourself for your projects and enjoy discounts and deals on constructi ...
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So normally we would have gotten our taxes done in March during my spring break but apparently we were a bit delayed making our appointment. I'm glad that we finally got the taxes done with a small refund. What we also learned was because we moved back to the house that we had rented for the last 3 years, we would have to live there for FIVE years not 2 like we originally thought**. Now we want to leave ASAP. The market is HOT and we're probably going to have a hard time finding something becaus ...
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Not much new to report on this front. Battery did not perform as well in winter, but most days was enough to get me to/from work. On particularly cold mornings where I ran the heat more, I might have use a few miles of gas on the way home. This might equate to one tank of gas every winter (if even that much). Things have way settled down re: how many miles we are putting on this car. It helps that MM(15) has his own car now. He is the one that we drive everywhere. I'd say we are puttin ...
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My Sam's Club membership renewed, and my Netflix subscription payment hit. That raises my variables to 124%. It is cold today, and the snow is coming down like it's mid-January. This doesn't upset me, since I'm not going anywhere, and it will all be gone soon anyway. Rather entertaining to watch! Iggy threw up on my sleeper sofa last night. That's where I hang out during the day. Luckily it did not permeate through to the mattress. I pulled everything off and DS has already taken it ...
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