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Debt Articles


First Student Loan? Use This Money Wisely

By , August 6th, 2018

Currently, there are approximately 20 million students enrolled at colleges in the US. And, when they graduate, around 70 percent of them will owe money on at least one student loan. In fact, the average student loan debt owed by a single graduate is over $37,000, based on statistics from 2016. Most students view student […]


Should You Buy Your College Student a Car?

By , August 6th, 2018

Preparing for college can be stressful. Oftentimes, many questions arise that you’ve never considered, like should you buy your child a car for college? When it comes to cars and college students, there are a number of things to consider before making a decision. Financial Considerations Whether or not your child needs a car at school […]


How Does Credit Counseling Work and Is Credit Counseling Free?

By , July 23rd, 2018

As of late 2017, the average American household carries over $137,000 in debt. With the median household income coming in at just $55,322, based on 2016 from the US Census Bureau, many families find themselves struggling to meet their obligations. When debt becomes more than a household can manage, many seek help. Credit counseling can […]


You Need A Credit Card Strategy for Rising Interest Rates

By , July 10th, 2018

Over the past year, the federal funds rate rose by approximately 0.75 percent, hitting the 1.75 – 2.00 percent level in June 2018. The Federal Reserve hinted that another rate increase might be on the horizon, and that could spell trouble for borrowers.Rate increases help keep inflation in check but also make it more expensive […]


You Thought There Were Only 3 Credit Bureaus – Wrong!

By , June 26th, 2018

When people think of credit bureaus, they usually think there are only 3: Experian, Equifax, and Transunion. While these organizations play a big role in your life, they aren’t the only companies controlling your financial destiny. There Are More Than 3 Credit Bureaus In reality, there are over 40 consumer reporting agencies that operate in […]


Unreimbursed Medical Bills Are #1 Cause of Bankruptcies

By , June 22nd, 2018

Medical debt continues to be the leading reason for bankruptcy filings in the U.S. And it isn’t just the uninsured that struggle with healthcare expenses. Approximately one in five insured Americans under the age of 65 had trouble paying their medical bills. Of those, 63 percent used most of all of their savings to handle […]


How the Fed’s Interest Rate Increases Affect Your Finances

By , June 13th, 2018

The U.S. Federal Reserve Bank just raised interest rates a quarter of a percent. How does that actually work and at what point does it impact your finances? Eight times a year, the Fed’s Federal Open Market Committee (FOMC) meets to discuss policy changes. One of the main decisions the central bank faces is whether […]


Your Unpaid Student Loan Could Cost You Your Tax Refund

By , June 5th, 2018

You anticipated a large refund on your taxes to pay off some bills and put some money away in a rainy-day fund. Unfortunately, the money never showed up. What happened? Your refund may have gone toward an unpaid bill selected by the government – your unpaid student loan. Your federal student loan is considered to […]


How to Talk to a Live Person at Sallie Mae

By , May 28th, 2018

While most people rarely speak a single word with their student loan servicer, there are situations that call for a conversation — namely when you’re struggling to make your payments, although even then people don’t think of talking to their lender until it’s too late, if at all. Perhaps Sallie Mae or a company associated […]


Review: Which Grill Cooks the Best Value?

By , May 26th, 2018

There are more types of grills than a backyard chef can shake a spatula at. Keep reading to find out which ones have the best value or most closely suit your preferences. The following grills were selected based on price, features, durability and user reviews. All prices in this grill review were found on Amazon […]

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