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"I take care of my things. After all, those of us as has few things to begin with must take care, lest we have fewer." - Erica Eisdorfer

Credit Cards Articles


How Do Credit Card Companies Make Money?

By , January 24th, 2017

Credit card companies are tricky. They are some of the wealthiest companies in the world but how do credit card companies make money? Of course you may say to yourself, “They make money from interest and people who don’t pay on time.” However, there are many more ways credit card companies make money. How Do Credit […]


How to Raise Your Credit Score By 200 Points

By , January 20th, 2017

There are no words to describe the absolute panic someone has when they realize their credit has taken a turn for the worse. Credit scores can keep you from buying a car, renting certain apartments, buying a home and even getting a job. If you’ve run into a problem with your credit score you’re probably […]


Does Target Have Gift Registries?

By , August 17th, 2016

Target Corporation is the second largest retailer in the United States.  Fans often want to know if Target has a gift registry where they can list the items they would like for special occasions.  It makes sense. Target carries many desirable items for people who are planning a wedding, have gotten engaged, are expecting a […]


How to Use a Credit Card

By , July 29th, 2016

Credit cards are seemingly easy to use. Seventy-two percent of all Americans have a credit card but many of them are not using them correctly. You may be thinking, “how is there a wrong way to use a credit card?” While it may seem like you are simply spending money, swiping your credit card should […]


Get The Most From Credit Card Rewards

By , October 28th, 2015

Credit card rewards are often ways that you could get money back from your purchases. Spend $10 at Walmart, get $1 back. However, some credit cards offer different cash back bonuses, but not all of them are equal. Which cash back bonuses are the best? How should you be using the rewards? How can you […]


Beware of Annual Credit Report Scams

By , October 5th, 2015

Credit scores have a major impact on the day-to-day lives of consumers. They determine if you can rent an apartment, how much you will pay to borrow money and if you can purchase a home. The contents of your credit card used to be a mystery that only lending officers had access to. To aid […]


5 Ways to Avoid Credit Report Scams

By , October 5th, 2015

Millions of people have signed up for free credit reports and credit monitoring with respected sites like Credit Karma and Credit Sesame. Although there are several respected sites that will provide free credit reports, there are also a lot of credit report scams online. Here are 5 ways to avoid getting caught by a credit […]


Is Credit Sesame a Scam?

By , October 5th, 2015

Credit Sesame’s mission is to find the best way for you to manage your credit and loans and to save money and build wealth. To achieve its mission, Credit Sesame offers free credit monitoring and reporting services to consumers. Credit Sesame members receive one free credit score per month and are able to monitor their […]


Are Free Credit Reports a Scam?

By , October 5th, 2015

There are several companies that offer free credit reports. Credit Karma and Credit Sesame are two popular free credit report companies. So… are free credit reports a scam? Credit Sesame members receive one free credit score per month and are able to monitor their credit report for free. Credit Karma members receive credit score updates […]


Money Management Skills Everyone Should Have

By , October 4th, 2015

Have you ever heard people talking about the skills you need in order to get a job? Or maybe you’ve seen lists of skills you should have in order to pursue a certain hobby. Well, having a certain set of skills in order to improve your finances is no different. While there are many skills […]

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