"Debt, n. An ingenious substitute for the chain and whip of the slavedriver." - Ambrose Bierce

Credit Cards Articles


How Does Credit Counseling Work and Is Credit Counseling Free?

By , July 23rd, 2018

As of late 2017, the average American household carries over $137,000 in debt. With the median household income coming in at just $55,322, based on 2016 from the US Census Bureau, many families find themselves struggling to meet their obligations. When debt becomes more than a household can manage, many seek help. Credit counseling can […]


How to Do A Credit Card Dispute For An Unauthorized Credit Card Transaction

By , July 11th, 2018

In 2017, data breaches alone exposed approximately 14.2 million credit card numbers. Other scams, like the use of skimmers, and various forms of malware mean even more people are vulnerable. If a criminal gets their hands on your credit card number, they’ll typically use it to make unauthorized purchases. In some cases, your issuer may […]


You Need A Credit Card Strategy for Rising Interest Rates

By , July 10th, 2018

Over the past year, the federal funds rate rose by approximately 0.75 percent, hitting the 1.75 – 2.00 percent level in June 2018. The Federal Reserve hinted that another rate increase might be on the horizon, and that could spell trouble for borrowers.Rate increases help keep inflation in check but also make it more expensive […]


Which Credit Card Has the Best Travel Rewards Program?

By , January 5th, 2018

If you’d like to get a little more mileage from your travel rewards credit card, it might be time to request an upgrade. There are a handful of travel cards that combine premium rewards with elite perks for travelers who don’t mind paying a higher annual fee. But which card rates as the most exceptional? […]


Seeing Double Charges on Your Capital One Account?

By , January 4th, 2018

On Wednesday morning, many Capital One customers awoke to additional charges on their credit cards. In many cases, the charges were duplicate charges, possibly showing up on their statement even more than twice. As you can imagine, Capital One customers were not ecstatic about the mix-up. Angry Capital One customers took to Twitter early Wednesday […]


What to Look for in a Business Credit Card

By , December 10th, 2017

Are you thinking about applying for a business credit card? Do you have reason to believe that one of these could be just what your company needs? Do you already have some ideas about how you will use your credit card? It’s easy to believe that one business credit card is as good as the […]


How Do Credit Card Companies Make Money?

By , January 24th, 2017

Credit card companies are tricky. They are some of the wealthiest companies in the world but how do credit card companies make money? Of course you may say to yourself, “They make money from interest and people who don’t pay on time.” However, there are many more ways credit card companies make money. How Do Credit […]


How to Raise Your Credit Score By 200 Points

By , January 20th, 2017

There are no words to describe the absolute panic someone has when they realize their credit has taken a turn for the worse. Credit scores can keep you from buying a car, renting certain apartments, buying a home and even getting a job. If you’ve run into a problem with your credit score you’re probably […]


Does Target Have Gift Registries?

By , August 17th, 2016

Target Corporation is the second largest retailer in the United States.  Fans often want to know if Target has a gift registry where they can list the items they would like for special occasions.  It makes sense. Target carries many desirable items for people who are planning a wedding, have gotten engaged, are expecting a […]


How to Use a Credit Card

By , July 29th, 2016

Credit cards are seemingly easy to use. Seventy-two percent of all Americans have a credit card but many of them are not using them correctly. You may be thinking, “how is there a wrong way to use a credit card?” While it may seem like you are simply spending money, swiping your credit card should […]

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