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An Review: A Simple Way to Borrow

By , June 21st, 2017 | One Comment Review
Finding a loan can be overwhelming. There are endless lenders out there and it can be confusing to decide who you should go through. More recently lender matching sites have become popular. These sites oftentimes makes the application and comparison process much easier. What about


AboveLoans helps consumers find loans to match their needs. The company itself doesn’t give out loans ¬†and is similar to many other online lender-matching¬†agencies. The main difference between them and, say,¬†is that AboveLoans tries to make the application process¬†a little easier. In fact, the company’s website quotes a 1-2-3 sign up process. You can apply for up to a $35K loan through the site and if you’re approved your funds will be on their way within a few days.

An Review

Compared to other online lender-matching¬†agencies, AboveLoans doesn’t¬†really¬†stand out among other online lenders. The only part that may seem a bit different is the simplicity aspect. Because AboveLoans only gives out smaller amounts ($35K and less) getting a loan can be a pretty swift process but¬†there is more to getting a loan than how quick it happens.

Is User-Friendly?

First and foremost, if you are applying for a loan understanding the entire process is extremely important so having the services be user-friendly helps people understand more easily. When you visit the site,, you will see that it prompts you instantly to enter the loan amount you are seeking (pictured below). Loans can range from $500 to $35K and you’ll have anywhere from six to 72 months for repayment. Review

Once you enter the loan amount you are seeking click “get started” and AboveLoans will open your application. The next page prompts you to describe your credit. The drop down box gives you credit ranges to choose from. Next, select the loan reason, enter your name and date of birth.

Click the button stating “Continue to Step 2” and then you can begin your application. The next page has the information you’d normally fill out on a credit application. Here you’ll provide your email address, name, address, employment and salary information as well as your social security number. Once you’ve filled out the application click “submit your request” and you’ll receive word as to whether you’ve been approved within minutes. The best part? You can apply from any device (cell phone included).

Are the Services Safe?

Applying from anywhere sounds great but how secure is AboveLoans isn’t a lender. It is a lender matching site. For example, if you were looking into applying for an auto loan AboveLoans would match you with lenders that meet your specific needs. Essentially AboveLoans presents your information to its network of lenders and they either accept or deny your application.

The entire process is secure but if you’d prefer a group of lenders not have your information you may want to consider using another site. Once you’ve accepted the lender’s terms, etc. funds will be deposited directly into your bank account.

What Can You Use Your Loan On?

Once you’ve reviewed your loan offers (and accepted) you may be wondering what you can use your loan on, which all depends on what kind of loan you applied for. You can apply for each of the following loans through AboveLoans:

  • Debt Consolidation Loans
  • Emergency Loans
  • Auto Repair Loans
  • Auto Purchase Loans
  • Moving Loans
  • Home Improvement Loans
  • Medical Loans
  • Business ¬†Loans
  • Vacation Loans
  • Tax Loans
  • Rent/Mortgage Loans
  • Wedding Loans
  • Major Purchase Loans
  • General Personal Loans

Overall, seems like a great option for people looking to borrow some cash on a short-term (up to 72 month) period. The company provides an easy way to request the cash and is able to get it to you rather quickly. If you are interested in learning more about AboveLoans, visit their website today! 

Photos: FNBMV and

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  • scfr says:

    “Saving Advice is a community built around the notion that saving money is good. We offer free articles and information on all aspects of personal finance including debt reduction, how to save money, how to make money and how to invest. If you need any money saving advice, you have found the right place.”

    In other words, completely ignore the crap written in this article. If you want to have a wedding or a vacation, make a budget, make a plan, and start saving up for it. If you can, start at least a year ahead of time. If it looks like you won’t be able to save enough to meet your goal on time, then look for ways to cut regular expenses in order to save even more. Or look for ways to increase your income. If you are either unable or unwilling to cut your regular expenses in order to save for the vacation or wedding, or unable or unwilling to earn more, then look for ways to cut the cost of the vacation or wedding. If, in the end, your wedding is a marriage in street clothes at the courthouse followed by dinner at McDonald’s … or if your vacation is sipping lemonade on the back porch while reading a book that you checked out at the library … as long as you did not borrow one cent to pay for it then you are a WINNER!!! There is no shame in having a modest wedding or vacation. There should be shame in borrowing to pay for something that is not necessary and that you cannot afford.

    Shame on you, so-called Saving Advice, for publishing crap like this. You have totally sold out.


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